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That depends on why probate was not necessary. If it is because there were no assets in the mother's name, then no one has to pay the medical bills unless someone guaranteed them. If no probate was necessary because all assets are in joint names with another person, the bills most likely will have to be paid out of those joint accounts. A person will not be allowed to insulate themselves from liability for bills just by putting his/her money into a joint account. Some states, like New Jersey, have specific banking laws that make jointly held assets recoverable by a creditor if the estate is insolvent. In any event, "you" do not have to pay those bills unless you guaranteed them or you don't get any of the decedent's money by way of joint , POD or ITF accounts.

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Q: Your mother died and it was not necessary to go to probate - do you have to pay her medical bills?
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