No. Your mother would need to consent to the mortgage by signing it. The lender will discover her interest when it has the title checked and will insist that she signs the mortgage.
Yes she is.
She can do so without a problem. The mother is responsible for the welfare and is giving permission.
The estate is responsible for the decedent's debts.
Mother's estate must be probated in order for title to the real estate to pass to the heirs. You should contact an attorney. Until the estate is probated there is no legal owner. That can be especially troublesome if you need homeowner's insurance.
Probably not, check your mortgage for what can be done with the property. Lenders do not like property encumbered with life estates.
No. Unless you agreed in writing to be responsible for your mother's debts, her estate will be responsible. If there is no estate the creditors are out of luck.
Not without a Letter of Authority appointing you as the executor of the estate or committing fraud.
You apply to the probate court. The forms are available there and may be online.
Open an estate. Consult a probate attorney in Maryland on what needs to be done.
If the mother was not married her adult child(ren) would be her heir at law and next of kin. If she has a will it must be probated. If she died without a will her estate must be probated. You should consult with an attorney.If the mother was not married her adult child(ren) would be her heir at law and next of kin. If she has a will it must be probated. If she died without a will her estate must be probated. You should consult with an attorney.If the mother was not married her adult child(ren) would be her heir at law and next of kin. If she has a will it must be probated. If she died without a will her estate must be probated. You should consult with an attorney.If the mother was not married her adult child(ren) would be her heir at law and next of kin. If she has a will it must be probated. If she died without a will her estate must be probated. You should consult with an attorney.
If they were still married at the time of his death and his families estate is already in probate. If not, it will depend on the wording of the bequest.
Signing a mortgage does not give you an interest in the real estate. An interest in real estate is acquired by deed. Hopefully you are also on the deed to the property as the joint owner with the right of survivorship. That would make you the sole owner of the property upon your mother's death. However, if you are not on the deed and you signed the mortgage then your mother's death would make you solely responsible to the lender for paying the mortgage and you would need to probate her estate so that title to the real estate would pass to her heirs. If there are other siblings they would inherit an equal interest in the property and perhaps you could make a claim against the estate for your mother's half of the mortgage balance. You should speak with an attorney.