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Your new 2006 Honda crv was totaled by fire in your garage how much money should you expect from insurance company coverage?
Wiki User
∙ 18y ago
In the case that the car is brand new, the value is still new as well. You will receive either a replacement of the same vehicle, or actual cash value, based on purchase price. Generally, for one year after purchasing a brand new vehicle, the total value is considered and usually indemnified. Also, take into consideration any items IN the vehicle at the time of the fire - those would be covered under your homeowners/tenants coverage.
Wiki User
∙ 18y ago
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Your car was totaled due to fire what should you expect from the dealership?
Nothing. Your insurance company is the agency which would deal with that.
What do you say to the insurance company when no one was cited in an automobile accident?
Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.
Can a claim be denied if you drop a totaled car to add new car before the claim is settled?
Check your policy. I'd expect that as long as the totaled car was covered on the date of the crash that totaled it, you'd be covered - after all, if you weren't going to replace the car, would they expect you to keep paying at all? BUT, that all said, it's really your policy that will tell you the answer. Any insurance policy is a contract between you and your insurance company, and anything they say in the contract - that's the way it is.
How much can I expect in annuity payouts from my insurer?
There is no restriction on how much you can get in annuity payouts from your insurer. The annuity payouts depend on the plans and coverage and also the insurance company.
What do you need to have to get travel insurance?
You need nothing at hand expect you must know where you are traveling to , what period of coverage you want, and the extent of coverage.
If you have full insurance on your car and it is totaled by an unlicensed driver what happens with your insurance and payments for the car?
If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collect on your insurance. The insurance will make the check to the leinholder and they will give you any excess or expect you to make up any shortage to pay off the loan. In some cases, if you did give permission for the uninsured driver, your insurance company will pay for the loss but make you sign an exclusion stating that the driver will not be covered in the future for any reason. You would be liable for full cost if it happens again. You can also expect a spike in your rates if they reside with you.
Are all insurance providers required to carry this?
It is not required of insurance providers to offer roadside coverage, although most of them do. You can expect it to raise your insurance costs by an average of $80.
What are the average Georgia car insurance prices for comprehensive coverage?
For comprehensive coverage, you should expect to pay around $850 in Georgia. This is about the average rate in the U.S.
Do I owe back payments for full coverage since a tire on the highway caused 6000.00 damage and my insurance company stated I only have liability even though there is a lien on the car?
No you don't owe any back payments to the insurer for coverage you never had. If you only purchased liability then they will not be paying for the damage you described. It is not a good idea to expect your insurer to have psychic powers when it comes to the coverage you need. They were not present when you signed you financing contract. Your Automobile finance contract required you to obtain full coverage. It is your job to do so. Your financier does have the right to repossess your vehicle if you fail to maintain the type of coverage you agreed too in your finance contract. If you are lucky enough to have an insurance company that is willing to retroactively provide you with comprehensive coverage then that insurer does have the right to expect you to pay for that retroactive coverage.
How important is it for comprehensive insurance coverage to be listed on free auto insurance quotes?
It is important for comprehensive insurance coverage to be listed on a free auto insurance quote, so a person can get an accurate quote. A person would not want to expect to pay one amount and have to pay more.
How do Pennsylvania car insurance prices compare to the prices in the rest of the country?
For premium coverage, expect to pay $1,373.23. This is about the average for comprehensive insurance for the rest of the country.
If you have full coverage insurance and let a minor borrow your car will they still be covered?
If you have a minor driving your vehicle without having them listed on your insurance policy, then the insurance company will most likely deny any and all coverage if they should ever have an accident in the vehicle. You are not paying for insurance for them to drive the vehicle, so why should you expect them to pay the claim? You policy states that you agree to notify the company of all drivers and by not doing that you have committed material misrepresentation which means you broke the contract. If you broke the contract they are not liable to keep their part of the contract.
