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If no other contingent beneficiary was listed the law fills this void. In such a case, the general rule is that the proceeds would be paid pursuant to the residuary clause of her Will. If there was no Will, the distribution of the proceeds would be payable pursuant to the intestacy statute of the state where she was domiciled at the time of her death.

Generally, that means to the spouse and children.

For the exact terms of distribution you should consult an attorney in your area.

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Q: Your sister was married when she passed you found 2 insurance policies with your father as the beneficiery but he is also passed is her husband the next of kin or her brother?
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