most insurance companies do not offer or you must pay extra money for coverage on the larger box trucks. This is why the rental companies offer the coverage. It is easier and usually less money inthe long run. Most likely the rental company will bill your son for the damages.
Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
no
Even if you get to do it any insurance company will find about your driving records so you will still get high rates because you are considered a high risk driver.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.
depends on the insurance company
When the insurance company finds out about it, possibly. I imagine that it depends on your insurance company, but I'd say yes.
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
ANSWER:Sorry you can not. It's just like driving a car, if you have a friend in your car and you had an accident, the insurance company can not take care of that person because he or she is not insured in your policy..
He can get an assigned risk policy from any auto insurance company.