With the advent of the internet, many banks have moved their operations entirely online. An online savings account allows you to store your money without ties to a brick and mortar bank. Open one of these accounts, and have access to your money anytime, anywhere.
Discover BankProvided by the folks at DiscoverCard, Discover Bank can open your savings account in as little as 24 hours. They are a great choice due to the fact that they are backed by Discover rather than a small, nameless start up company. Discover also offers a competitive 1.10% APY.
ING DirectThe ING direct online bank is known for it's superior customer service. They do not require a minimum balance, and they maintain a great 1% APY. One of ING's unique offerings is the ability to instantly split a single savings account into multiple sub-accounts.
If you are saving up for a new car, create an ING "car" account and deposit a little bit of your paycheck into it every month. Smarty PigThis is a highly unique offering because it is quite a bit different from standard savings accounts. Smarty Pig lets you create savings goals. Once you reach the goal, you can either withdraw your money or convert it to a gift-card balance with one of their sponsors. If you choose to put your money into a gift card, they give you a bonus for each gift card you create. Save up for a new TV, and put the money into a Best Buy gift card. You now have an extra bit of money for complementary DVDs or an HDMI cable.
HBC AdvanceHBC Advance offer a fairly competitive rate of 0.8% APY and do not require a minimum balance. Most importantly, they do not charge any fees for maintaining an account, so you can create one just to have emergency go-to funds or an account to save up for something special.
With so many banks to choose from and such simple requirements for an account, getting an online savings account is easy and painless.
Savings account limits and rates are varied and much information can be found online that will help people find a savings account that best suits their need.
You will find the best rates for savings with an online account. THe larger your deposit the better your rate will be,try Netbank.
The best online saving account with a high interest is the Capital One savings account. Some other good online savings accounts with a high interest are Discover, American Express, Barclays and many more.
According to a recent study, Capitol One Bank has the best online savings account. The others that made the top three on the list were Nationwide Bank and Ally Bank.
A 1% annual percentage yield is likely to be the best interest rate for an online savings account. Barclays, who launched an online bank for customers in the US in May of 2012, has a 1% rate.
I know that HSBC is a trusted banking institution. They have savings accounts as well, and do offer online banking for free also. You should check with them, and try to do it there.
ING currently offers the best online savings account. They have the highest rates. The North Middlesex Savings Bank Rates as of Mar. 5th are 2.75% APY. Ridgestone Bank is 2.50% annual percentage rate.
I know that HSBC is a trusted banking institution. They have savings accounts as well, and do offer online banking for free also. You should check with them, and try to do it there.
A mutual savings and loan is the best place to have a savings account. There are plenty of good and reputable savings and loan banks out there. You can just look for them.
Typically - you will not be able to find the "best" savings account, due to the fact that savings account do not generate a lot of income regardless. Your best bet would be to use the savings account with your bank, or try out a Certificate of Deposit.
The "best" is subjective and will depend on the features that you are looking for in a bank. Personally, First Command Bank is an awesome bank with a high interest money market savings account. American Express Bank currently has a 1.3% interest rate for their savings accounts.
The best place that one may create a bank savings account in Greece would be at Bank of Cyprus. They have services that are accessible online and may be accessed all over the world.