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What else can I help you with?
Why do you have to have credit cards with balances on them to get a mortgage?
to show how repsonsible you are at paying your bills
Does Bank of America take credit cards for mortgage payments?
Yes.
What is the consequence of having the credit delinquency on your credit report?
It will be harder to get any loans, credit cards or a mortgage as your credit history has not been good.
What should I include in my holiday insurance as a senior citizen traveling to Europe?
There are many things you can do to improve or build your credit. First co sign on a loan with someone else to increase your loan amount. Also, pay down any debt that you may have. Do not max out credit cards.
Does it help your credit to have credit cards from department stores?
One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.
Does Citizen's bank offer small business credit cards?
Every lender offers a variety of credit products, including credit cards. Every lender sets the standards and requirements for extending credit, including credit to business. Your best bet to learn about Citizen's policies is to go in and sit down with a customer service representative, who can fill you in on all the details.
How do you pay your mortgage with a credit card?
No mortgage company directly accepts credit card payment, only debit cards. Historically, you could only use your cash advance checks to pay your monthly mortgage bill with a credit card. However, just launched this year, two companies are allowing direct payment.
Can you get a mortgage with bad credit if you have a good salary and no debt?
You'll need to go in and talk to them in person, or try improving your credit by getting credit cards and paying them off promptly etc.
How can you get the best mortgage rates?
Have pristine credit. The better your credit history is, the lower your mortgage rate will be. The worst things you can do to your credit, in the eyes of a mortgage company: 1) Not pay your bills. This is absolutely the worst thing. 2) Not use credit at all. If you never use credit, the mortgage company can't determine how you act when you do. 3) Not carry a balance. If you get a credit card, make small purchases and always pay them in full at the end of the month, mortgage companies consider that not using credit. 4) Having way too much available credit. If you have many credit cards, the mortgage company will assume you might actually use all that credit. If you DO use it all, you won't be able to pay your house payment.
What is an average interest rate for a pnc mortgage?
The average pnc mortgage interest rate is around 4.64 to 4.85%. Your credit cards can have a bearing on the interest rate if the qualify for the program.
Who can I call for debt consolidation on my credit cards?
If you are a homeowner, I would suggest contacting your mortgage company to see if you can refinance and cash out using your equity. Interest rates are much lower on mortgages than on credit cards. Megacarl.
What types of rewards can one get with no annual fee credit cards?
No annual fee credit cards can come with quite a range of rewards and reward programs. You can get anything from a check to pay off some of your mortgage to a gift card.
