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One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.

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15y ago

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How can I obtain department store credit cards for bad credit?

To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.


Can someone help me compare credit cards so that I can make a choice?

You can compare credit cards to fit your needs by using creditcards.com. You can enter in your credit score, your history, and many other options that will help them match you to a card that will fit your needs. You might also find that the best credit cards are those for stores or through your own bank.


Is there any way I can get a free loan to get instant money and to help build my credit?

You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.


What are the fastest credit cards that can help build credit quickly?

Credit cards with low credit limits and secured credit cards are typically the fastest way to build credit quickly. These cards are designed for individuals with limited or poor credit history and can help establish a positive credit history when used responsibly.


How can credit cards help you?

Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.

Related Questions

How can I obtain department store credit cards for bad credit?

To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.


how can i get help paying my credit cards and hospital bills?

help paying credit cards


Can someone help me compare credit cards so that I can make a choice?

You can compare credit cards to fit your needs by using creditcards.com. You can enter in your credit score, your history, and many other options that will help them match you to a card that will fit your needs. You might also find that the best credit cards are those for stores or through your own bank.


Is there any way I can get a free loan to get instant money and to help build my credit?

You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.


What are the fastest credit cards that can help build credit quickly?

Credit cards with low credit limits and secured credit cards are typically the fastest way to build credit quickly. These cards are designed for individuals with limited or poor credit history and can help establish a positive credit history when used responsibly.


How can credit cards help you?

Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.


Why do credit cards have sixteen numbers on it?

Sixteen numbers are on credit cards to help reduce fraud.


How can credit help you?

Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.


How will having more credit cards help to build credit?

Having more credit cards can help build credit by increasing your available credit limit and demonstrating responsible credit usage, which can improve your credit score over time.


How can prepaid credit cards be used to help build credit?

Prepaid credit cards can help build credit by allowing users to make regular payments and demonstrate responsible financial behavior. Some prepaid cards report payment history to credit bureaus, which can help establish a positive credit history over time.


What are some good credit cards for people who have no credit?

There are various companies that have special credit cards to help you build your credit. Most companies offer secured credit cards, that would be your best bet to build your credit rating.


Are there any sites where one can compare credit card deals?

Credit Cards, Bankrate, and Card Ratings all offer online tools to help compare credit cards. These sites help you compare credit cards and help decide which card would be the best card for you. You can compare interest rates as well as cash back and reward points of many different credit cards.