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A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life.
you can get approved with any credit score. they will just get you with the interest.
no.
Its good. My credit score is the same. I get approved for a lot of things.
It really depends on what the landlord thinks. 540 for credit score is still ok. You might have to put a larger deposit down that's all. Now a days, just try your luck...You never know.
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Your credit score is one part of your rental application, and it's important to know that landlords will usually check all three credit bureaus when considering an applicant. If you have a low credit score, you may want to ask your husband to cosign on the lease with you. This will help improve your chances of being approved for the apartment you want.
A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life.
you can get approved with any credit score. they will just get you with the interest.
no.
Its good. My credit score is the same. I get approved for a lot of things.
It really depends on what the landlord thinks. 540 for credit score is still ok. You might have to put a larger deposit down that's all. Now a days, just try your luck...You never know.
Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.
yes
It really depends upon the landlord and his/her standards. A credit score of 515 is not good so you might want to try and negotiate an extra month of rent upfront if they initially say no (as a good faith measure of your reliability).
yes
Generally, anything you do that takes on more debt will lower your credit score.