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Auto insurance providers know through statistics and facts that teenagers are risky to insure; therefore, they charge much higher premiums for teen drivers than for any other age group. Earning cheap car insurance rates for a teen can be nearly impossible, but reducing a teen's car insurance rate is not.
1 Speaking to Teens
Cheap car insurance will not be within your grasp until you reach age 25 with a really good driving record to show for it, so face that fact now and start doing what you can to keep your car insurance rates as low as possible.
Focus on your grades in school. Car insurance providers give students with good grades discounts of up to 25 percent on their insurance premiums.
Stay off alcohol and drugs. Underage drinking is illegal and driving under the influence of even a single drink can put your blood alcohol level at an unsafe level. Drugs are illegal period and not worth discussing any further. Drinking and driving can even make your car insurance null and void, which means you will be an uninsured driver, which is also illegal in most states.
Learn safe driving techniques and follow them. If you don't have someone to teach you safe driving techniques, enroll in a driving class that can provide that training. These classes can also earn you further discounts on your car insurance.
2 Speaking to Parents
You know this as well as anyone, but it bears repeating. When you become a parent, you don't get to be your teen's friend – you have to parent, which means you have to set the rules, define their boundaries, and show your teens consistent love. National teen driving statistics indicate that motor vehicle crashes are the leading cause of death for teenagers. Traffic accident rates for 16- to 19-year old drivers are higher than those for any other age group, including senior citizens!
Those are terrifying statistics when you think about the fact that you will likely be teaching them most of their driving skills, either by direct teaching or indirectly as you do the driving. Help your teen first by being a good example – showing them careful, safe, defensive driving techniques sets the example that you are a safe driver, and therefore they can be too.
Support your teen by teaching them safe driving, keeping them off drugs and alcohol, and helping them focus on their grades at school – all of which will give them cheaper car insurance rates.
Wiki User
∙ 14y ago
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What is the best way to keep your car insurance low for any insurance company?
Avoid accidents and ask for cheaper rates. If you don't ask, they won't volunteer cheaper rates.
What company has cheaper car insurance in South Carolina?
Geico offers cheap rates in your area. You can also try Allstate insurance for cheap rates.
Is it cheaper for married teenagers to get car insurance?
Cheaper than for who: unmarried teenagers? Married adults? Being a teenager naturally makes your insurance premium higher, because more teenagers crash and need the claim. As for being married, that shouldn't have any effect unless you also get third-party insurance too.
What US companies specialize in low car insurance rates for teenagers?
There are a variety of United States based companies that specialize in offering low car insurance rates for teenagers. Examples of these companies include State Farm, Edmunds and Progressive. One can obtain quotations for these companies via their respective websites.
Can I get cheaper car insurance if I take a driving class?
Yes, taking a driving class can lower your insurance rates, especially if the car driver is a teen or a senior citizen. Insurance companies have found that the additional training will lower accident rates in these two categories of drivers.
Is there a cheaper car insurance other than GEICO in VA?
Currently Geico is offering the lowest rates in the VA area.
Coupe Car Insurance rates?
Ye, car insurance rates are available for coupes.
Is Virginia car insurance cheaper than insurance in California?
Yes, Virginia car insurance is generally cheaper than insurance in California
How do the costs of Just Car Insurance compare to other insurance companies?
Just Car Insurance is a low cost, minimum requirements car insurance provider that competes directly with the larger insurance providers by offering competitive rates, usually at a cheaper level than other insurance companies.
At what age does car insurance get cheaper as you get older?
Car insurance first gets cheaper when you turn 25.
Where can one find the UK auto insurance lowest rates?
If someone wanted to find the UK auto insurance lowest rates there are a variety of places where someone can do so. Some of these places are Cheaper Car Insurance, Money Supermarket and Be Wiser.
Would it be cheaper to have family plan car Insurance or individual car insurance per person?
It is usually much cheaper to have an individual car insurance plan.
