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Home inspections are not required when buying a home. However, because your home is likely your biggest expense, having the property inspected by a professional makes sense. In an effort to quickly sale a home, sellers might fail to divulge problem areas. Once you sign the mortgage documents and take possession of the property, you're financially responsible for all broken items and repairs.

Home inspectors provide a valuable service. These professionals conduct a thorough walk through of the property and inspect areas, such as the Plumbing, roof, foundation, structure, and electrical system. Inspections alert you to problems with the property; and after receiving the inspection report, you can decide whether to proceed with the home purchase.

Although home inspections are fairly common and straightforward, it's important to choose a trustworthy professional to ensure a quality assessment.

Recommendations

Ask your realtor or loan officer to recommend a trustworthy, professional home inspector. These individuals work in the housing and real estate industry, and they likely know of good companies or independent contractors. If your friends, relatives, or coworkers have recently purchased a house, you might ask for the name of their home inspector.

Licensing

Ensure that your home inspector has the proper licenses, and inquire as to whether his license is current. You can also find information on licensed home inspections by contacting organizations, such as The American Society of Home Inspectors. Contact your state's licensing board to research the inspector's licensing information, complaints, and possible disciplinary actions.

Interview

Home inspectors vary and it's imperative to conduct a telephone interview with each company. Inquire about the home inspection fee and estimated completion time for the home inspection. In addition, ask the inspector to list items included on his walk through. Will the inspector check structures like the windows, door, fences, and patios?

Your presence isn't required for a home inspection, and the seller or agent can give the inspector access to the property. If possible, schedule a time that's conducive to your schedule and plan to be present during the home inspection. This way, you can shadow the home inspector and ask questions, if necessary.

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13y ago

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