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When purchasing a new cell phone, most providers will try to sell customers cell phone insurance for a monthly fee. This insurance allows customers to pay a reasonable deductible for a replacement phone, rather than purchase a brand new phone if they lose or break their device.
Whether you need this insurance depends on two things: your cell phone and whether you tend to lose your phones. If you use a very cheap model, insurance will be a waste of money. However, if your phone would cost hundreds to replace and you have a history of losing phones, than insurance is a good idea. Most people would rather pay a small monthly fee and deductible than pay hundreds of dollars to replace their cell phone.
What else can I help you with?
Why should I get cell phone insurance?
Cell phone insurance is offered as an add on to the phone's warranty. It usually protect againts loss, theft and accidental damage. A warranty does not protect your phone from those things. The following link provides more information regarding this topic, http://www.msnbc.msn.com/id/16637188/ns/business-consumer_news/t/do-you-really-need-cell-phone-insurance/
Do all schools really need a cell phone policy?
No
Does my home owners insurance cover my cell phone, or do I need separate cell phone insurance?
It is very unlikely that your homeowners policy would cover cell phone damage, even if it did, your rates could go up for such a small claim amount that it would not be worth it. Cell phone insurance can vary from carrier to carrier, make sure you read the fine print to see if it is worth the price they charge.
Do you need a cell phone to get a girl?
no not really but it would be easier for her to contact you
How can an older woman get her cell phone replaced because she lost her other phone and need to reactivate her minutes?
Talk to your supplier or insurance company
Will a cell phone antenna improve reception on the road?
The modern dy cell phone really has no need for an external antenna. As the number of cell towers has increased so has the signal strength.
Is mobile phone insurance necessary for my phone?
Mobile phone insurance isn't necessary on your cell phone, but if you can afford it, and have a modern smartphone, it's highly recommended. If your phone accidentally breaks, you're going to need to replace it, and a modern smartphone can easily cost upwards of $500 off contract.
What cell phone can i replace an ATT cell phone?
You will need another AT&T cell phone are a compatible GSM cell phone.
are radioshack cell phones reliable?
Radio Shack's cell phones are just as reliable as any other business. Each phone is produced by the same manufacture no matter where you purchase it from. What you need to be careful with is the insurance. You could wind up with their insurance instead of the cell phone company's that you signed up with i.e. Sprint, Verizon, AT&T.
Do you need to get a new cell phone if you get a new cell phone?
No, not unless you need a specific feature that is only in the latest phone.
Get Cell Phone Insurance if Prone to Accidents?
For most people, cell phone insurance is an added fee that doesn't pan out as relevant to their needs. Taking good care of personal electronics usually negates the need for any extended warranty or insurance. For those with a history of losing or breaking phones, however, a cell phone insurance plan can be extremely cost effective. Paying a small fee upfront to ensure the entire cost of a phone won't have to be paid if it's lost or irreparably damaged can be smart. The cost to replace a phone without signing a new contract could be severe for those without insurance.
Will renter's insurance cover a lost cell phone or computer?
Sometimes... Coverage depends on your policy provisions and the deductible in your homeowner's or renter's policy. You'll need to ask an insurance agent for a specific insurance company. You may purchase a "rider" (add-on) that covers your cell phone for a very low cost per month (MUCH less than your cell carrier's insurance, which usually doesn't cover as much as far as breakage or loss).
