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You no longer have to go home breaking the surface of your steering wheel because of anxiety concerning the future availability of your item. You can put it aside while depositing money into a Best-Buy account associated with the item. Turn your window shopping experience into a bona fide shopping spree. Get off the sidelines, get in the game and never worry that your item will run out of stock again. Layaway is an in-store savings plan for those who wish to place an item on hold without being concerned with missing out on the purchase.

Non-Credit Card Plan

If you're uncomfortable using your credit card or debit card or if you simply find that you are in need of a more pressure-free option, then you may want to consider the Best Buy layaway plan. It does not involve personal credit (see it as a so-many-months-never-pay-interest plan) and it does not involve information from your bank account (that way you keep your personal information secure and maintain control of your cash). While not all items are available for the plan most of what you will find on the shelves and online will be available for layaway. Secure items at the price at which you shelved it (price fluctuations won't effect you). Use a layaway plan to better coordinate your Christmas and seasonal shopping; you can wait to pick up that gift until the day of or the day before your presentation of it.

How It Works

As long as the selected items are available for the Best Buy layaway plan you can bring them to the customer service desk and begin the process. You are required to make an initial 25% deposit toward the marked price of the item and a one-time $5 layaway fee. You will be issued a card to help manage your payments. Make the prearranged bi-monthly payments on your reserved items to enjoy in your home when paid out.

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