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Although it may seem somewhat silly at first, having Travel Insurance can actually be quite beneficial in the unfortunate event that something goes awry with your travel plans. Before you start looking possible vacation and travel spots, it's a good idea to make sure that you have good travel insurance.
Like all insurance, travel insurance is meant to alleviate you of a great deal of mental and financial frustration. Travel insurance offers you coverage before your trip starts, during your travels and even includes cancellations, medical emergencies, baggage mishaps and much more. Others events covered with travel insurance include: travel delays, emergency evacuations, assistance services, car rental coverage, accidental death and dismemberment, flight accident and so much more.
There are a variety of travel insurance plans available. Package plans offer travelers comprehensive coverage under one policy. Your insurance provider will create a specialized package plan to meet the requirements of the traveler such as parents traveling children, seniors, adventurous singles, sports lovers, business travelers, etc. Such package plans will have you covered from the moment that you leave until you return.
Frequent travelers will want to look into annual travel insurance plans. This kind of plan covers everything that a standard travel insurance policy covers, but there are usually trip length restrictions, usually 3 months, and may cover an unlimited number of trips during a year-long period.
When buying travel insurance, you can either do so directly from a company or you can comparison shop online. When purchasing through a company you'll want to make sure that you do so through a reputable company that is separate from your travel operators so that you can get the very best coverage for the very best price. After you purchase your travel insurance, be sure to keep a copy of your contact information and policy number in your purse or wallet and another with a friend or family member. Be sure to contact your insurance carrier before you cancel your trip, return home and in the unfortunate event that you have to be taken to the hospital.
What else can I help you with?
Do you need a driver license for a ATV?
If the ATV travels on any public road/highway, then yes, the driver and the vehicle must be licensed ... and insured.
Can your friend drive your car if you are both insured?
People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.
Insured vs Insured Professional Liability?
The insured and the insured professional are one and the same.
Are teens automatically insured to parents car?
They are insured as passengers they are not insured to drive it
How can individuals ensure that their savings are protected in the event of a bank failure through insured bank deposits?
Individuals can ensure that their savings are protected in the event of a bank failure by keeping their deposits within the limits of the Federal Deposit Insurance Corporation (FDIC) insurance coverage, which currently insures deposits up to 250,000 per depositor, per insured bank.
Is the car insured if you just bought it?
A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.
When the policy premium wasn't submitted with the application what should the agent obtain from the insured upon policy delivery?
When the policy premium wasn't submitted with the application, the agent should obtain the premium payment from the insured upon policy delivery. Additionally, the agent should ensure that the insured understands the payment process and confirm that all necessary documentation is complete. It's also important to review the policy details with the insured to address any questions before finalizing the delivery.
Life insurance insurability?
The beneficiary has to have an insurable interest in the insured. The insured has to pass certain qualifications in order to be insured.
What is the difference between a named insured and an additional insured on a general liability policy?
Attorneys will often say there is no difference, when it comes to extending coverage for legal liability. However, depending the specific additional form used there might be substanial differences in the portion of the general liabilty policy that is extended to the named insured versus the additional insured. For instance, older additional insured forms (CG 2010 11/85) extended coverage to the additional insured for "Products/Completed Operations". New forms use wording such as "ongoing operations of the named insured" that limit coverage to the additional insured to the "Premise/Operations" portion of the CGL form. In addition, an additional insured generally has no right to: * Request policy endorsements or cancellation * Receive copies of the policy contract, other than the a/i form and a certificate of insurance The purpose of an additional insured is to protect the rights of another party that might become legally liable for the actions of the named insured. For instance, a landlord might become entangled in a lawsuit caused by the actions of his tenant. By naming the landlord as additional insured, the named insured extends coverage, especially defense costs, to the landlord. The tenant's insurance company would have to defend both the named insured and the additional insured. Additional insured's are a common and increasingly important part of liability insurance. It is important you make sure your agent is aware of the specific nature of the relationship you have with the additional insured, to ensure the proper additonal insured form is provided. I generally like to review my clients contracts - including leases - to make sure the policy and a/i form are compliant.
Are you licensed, bonded, and insured?
Yes. We are licensed, bonded, and insured.
Is a petplan required for pets?
No pet plan is not required for pets, petplan is to ensure that if anything was to happen to your pet you will be fully insured. the bills to pay can be monthly/annually.
What is meant by other insured on the claim form?
The term "other insured" is another insured person exists who may cover the patient, the insured person who covers the patient on his or her insurance plan.
