Pre-existing heart conditions, such as Heart disease, are a headache for insurance companies as well as individuals. For heart patients, insurance companies may deny coverage so as not to lose money. Even when coverage appears to be granted, hidden exclusions may appear in some individual insurance plans. These include not covering a congenital defect even though the insurance company may not deem it congenital, and including previous health insurance plan coverage toward a new plan's lifetime limit of coverage. Both hidden exclusions are illegal under group plan policies.
It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.
No. Insurance does not cover mechanical problems.
Yes, travel insurance typically covers hurricanes and provides protection for unexpected cancellations or disruptions caused by severe weather conditions.
accident insurance and pensions for workers.
Overcrowded living conditions
im just trying to find the same answer
Workmens sells an Insurance that covers the policy holder for injuries or medical conditions caused by their employment which leads them to be unable to work. It provides a salary.
Overcrowded living conditions
Heat from a fire or an explosion yes. Heat from "weather conditions" no. Damage from "weather conditions" are specifically excluded.
Subsidence of land at the surface, and damage to dwellings. Lung diseases caused by conditions underground. Air and water pollution from the coal-tips.
conditions caused by toxins might be contageous
No, Homeowners insurance does not cover insect infestation nor preexisting damage to a home. Home insurance is for sudden accidental losses, not for home maintenance. This is a home maintenance issue and what an exterminator service is for. Part of any home maintenance plan should include an annual inspection by your chosen exterminator service company. Failure to maintain your home can be a reason for an insurance company to cancel or non-renew your home insurance policy.