0
You need to insure your car to meet Rhode Island's car insurance requirements, but you do not need to break the bank paying car insurance premiums. There are a lot of ways that you can save money on your car insurance premiums without reducing your coverage, buying a different car or making any investments to save money in the long run. Follow these tips to find cheaper auto insurance in Rhode Island.
DiscountsAsk your current auto insurance provider or your prospective car insurance providers about the discounts that they offer, and you may be surprised at how much you can save on your premiums. Many car insurance companies offer discounts to individuals who work for certain businesses or who are affiliated with certain universities and other organizations. Rhode Island high school and college students who earn grade point averages of 3.0 or better can often earn discounts upwards of 10 percent off of their insurance premiums. Be sure to tell your insurance company if you have cut back on your driving because most insurance companies offer discounts to drivers who drive under a certain amount of miles each year. Also, you should tell your insurance company if you have any special features added to your vehicle that make it safer or more secure or if you move to a safer Rhode Island neighborhood.
Shop AroundThe best way to find cheaper auto insurance in Rhode Island is to shop around to find the best deal that is available to you. Not all insurance companies use the exact same metrics to determine your car insurance premiums, and some insurance companies are simply able to offer cheaper rates due to their business structure and operational costs. Request free quotes online or over the phone from several different local and national car insurance companies to find the cheapest car insurance rates. There is no reason not to shop around to find the best quotes. You are under no obligation to choose an insurance company just because you requested quotes, and requesting quotes will not affect your credit score because they are not hard credit inquiries.
What else can I help you with?
How hard is it for a teenaged driver to get auto insurance in Rhode Island?
You must be at least 16 and have a driver license to get auto insurance in Rhode Island
Where is the most affordable place to buy auto insurance in Rhode Island?
GEICO and Allstate are the best places to buy auto insurance in Rhode Island
Where can I get quality auto insurance quotes for Rhode Island?
You can go to dmv.com to search for car insurance in the Rhode Island region.
At what age should my teen get his own auto insurance policy in Rhode Island?
A teen in Rhode Island should get their own auto insurance policy when they get a car in their name.
Is auto insurance required in the state of Rhode Island?
Yes auto insurance is required in the state of Rhode Island in fact its required in every state. If you are extremely rich you can be self insured but other than that its required.
Where can one find car insurance in Rhode Island?
Most common car insurance carriers in Rhode Island are Nationwide, Geico and Allstate. Another way to find auto insurance in Rhode Island is to contact the Department of Motor Vehicles. The Rhode Island DMV's website offers information on what insurance to buy as well as comparisons.
What type of auto insurance is required in Rhode Island?
You need to have $25000 bodily injury, $50000 liability, and $25000 property damage coverage in Rhode Island.
What is the best auto insurance company in Rhode Island?
www.allstate.com as it has some great plans and benefits.
What are the rates offered by RI auto insurance?
There are many rates that are on offer from RI (Rhode Island) auto insurance. These typically range from $200 to $1500, depending on the person and vehicle they are insuring.
Where can I purchase auto insurance in Rhode Island?
First and foremost I would check with your DMV for specific information. In the meantime you can get quotes online at http://www.dmv.org/ri-rhode-island/car-insurance.php
Which sites will give me a quote comparison for auto insurance on a vehicle in Rhode Island?
www.geico.com and esurance both work for that state. You can also use Progressive.
What are some tips to get cheaper auto insurance?
Some tips that are given to receive cheaper auto insurance include the type of insurance policy, reduce your risk reduce your cost, and being a good driver in general.
