For that, you need to call your dental plan provider and ask for referrals. They also usually have online directory.
When a DPPO is primary coverage, the charges paid by the patient are based on the agreed DPPO discounted fees--not the DHMO schedule of charges. The dentist would bill the DPPO for the procedures performed. If the dentist is in the DHMO network, he or she would also get his or her regular capitation payment for that patient.
The answer to the question, is it depends. State laws on coordination of benefits (CoB) can impact the answer, but there is a general rule of thumb. If the dentist participates in a network that is connected to the patient's coverage--whether that coverage is primary or secondary, the participating network contractual relationship determines the amount that can be collected from the patient.Here's a table that was developed by the National Association of Dental Plans outlining various CoB scenarios and what determines the charges to patients under each.PATIENT COVERAGEWHAT THE DENTIST CHARGES THE PATIENTPrimary and secondary coverage are both DPPOs; Office participates in both network plans.The DPPO allowances of the primary plan.Primary coverage is a DPPO, and the secondary coverage is an indemnity plan.The DPPO allowances of the primary plan.Indemnity plan is primary, and the secondary coverage is a DPPO.The DPPO allowances of the secondary plan. Primary coverage is an DHMO, and the secondary is an indemnity plan.The DHMO patient co-payments. (The secondary indemnity plan may cover all or most of these co-payments.)Indemnity plan is primary, and the secondary coverage is an DHMO.The DHMO patient co-payments. (The primary indemnity plan may cover all or most of these co-payments.)Primary coverage is a DPPO, and an DHMO is the secondary plan.The DPPO allowances of the primary plan.Primary coverage is an DHMO, and the DPPO is the secondary plan.The DHMO patient co-payments. (The secondary DPPO plan may cover all or most of these co-payments.)NOTE: Discount dental plans are not subject to COB laws and regulations as they are not insurance products.
The average monthly cost for DHMO dental insurance is $14.19 a month. The average monthly cost for DPPO dental insurance is $43.64 a month. You can expect to pay around $1 per day for dental insurance.
DHMO as in Dihydrogen Monoxide as in water?
DMO is acutally a trademark of Aetna for their dental HMO; the rest of the dental benefits industry uses the term DHMO. Dental HMOs have the lowest premium cost of all dental insurance products and usually have no annual maximum benefit. The trade off is that a dental HMO requires that you use a dentist on their list to receive care. Your cost in a dental HMO (DMO) is usually listed as a specific dollar amount for each procedure, such as office visit, x-rays, cleaning, fillings, root canals, etc. The Aetna website describes their DMO as follows: Aetna DMO Dental requires the selection of a Primary Care Dentist from an established network. Preventative care is covered once every six months at 100%. Basic restorative services and major restorative procedures are covered after a scheduled co-payment amount is paid. All services must be provided by your Primary Care Dentist. Specialty care is referred by the Primary Care Dentist to a network specialist. Orthodontic coverage is available to all enrolled employees and their eligible dependents. Evelyn F. Ireland, CAE; Executive Director, National Association of Dental Plans
Currently, no, Texas prohibits exclusive network and incentive-driven PPO dental plans. Insurance plans may be on an indemnity or passive PPO basis; DHMOs may also be offered.
It's simple. Water = DHMO. DHMO (dihydrogen monoxide) is just a scientific way of saying water.it's water hi megnut------------------------------------------------------DHMO cause people to die or get disease. It's every where in the earth. It's a chemical compound which has to be destroyed so the population of earth doesn't decrease.
Yes, unpleasantly.
water
DHMO Dihydrogen Monoxide means 2 hydrogen, 1 oxygen, also known as H2O, and most commonly known as water. There facts correct, we could not survive with out the water (DHMO).
Yes. DHMO is dihydrogen monoxide, which is a real technical name for H2O or water. But it is seldom used except in for jokes.
of course not. h stands for hydrogen dyi stannds for 2 and o stands for oxygen. dhmo is h2o or water. and dhmo.org is crap