Making The Right Decision On Ohio Rental Car Insurance?

Answer 1

When you fly into Columbus, Cincinnati, Cleveland, or some other Ohio airport, you are often faced with the initial challenge of choosing the right rental car. The more important decision on your rental car might lie just behind that. It might lie with your choice on Ohio rental car insurance. You need to make the right decision in this instance. Should you get car insurance for a rental? If so, how do you go about it? And how much insurance do you need? This all depends upon you and your own situation. Some people will have their own car insurance that covers rentals. Others will need supplemental insurance.

What does your car insurance policy say?

One of the most important things that you can do is look at your own policy for some help. Just what does your policy say about rental car insurance? Some people have policies that will cover any sort of rental car that they drive. Others have policies that explicitly limit this. The key is to understand where your policy stands on all of this. If your policy does not cover rental cars, then you might have to look for some supplemental coverage. There is no sense in doubling up on the insurance if your insurance provider already covers rental car use.

Car insurance as provided by the rental car company

Rental car companies have a unique way of providing insurance coverage. They simply add on a small amount to the rental car bill. This could be 20 bucks or a little bit more. This gives the person comprehensive coverage for the period that they rent the car. If you do the numbers, this is a bad deal. You are paying far more on a per day basis than you would with typical insurance. If you can work out some deal with your own insurance company, you will be in much better shape. The goal for any driver should be avoiding the high prices of a rental company's own insurance. Think about this if you want to continue to make the best financial decisions in regard to insurance coverage.