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Across the borders there are varied differences, so does the insurance laws in most of the states in the United State of America. Not all auto insurance policies are compulsory in Ohio State. Personal Injury Protection (PIP): cover is one of the policies that is not mandatory, the consumer have a choice either to purchase or not.

However, it is beneficial for the auto owner to acquire this insurance. Personal Injury Protection (PIP): This auto insurance policy provides a cover to the car driver only and to some extent car passengers. It takes care of treatment expenses arising from injuries due to an accident, but PIP at times covers for lost wages, medical services, and to some extent funeral expenses. PIP is available in both At Fault-states and also no-fault states, consequently, in case of exceeding liability limit the driver will still face law suits.

Ohio being at fault state regards Personal Injury Protection as an optional insurance policy. PIP is under-insured or not insured at all in Ohio State. This has created room for law suits in pursuit for compensation.

PIP insurance is meant to cover the medical or surgical expenses of the policy holder when involved in an automobile accident. However, most auto insurance firms sales this policy to consumers who are willing to buy. Despite of the state policy on Personal Injury

Protection it is a significant cover. This insurance policy cover significance can only be realized in case of an accident. In the event of injuries sustained due to a car accident, the insurance policy holder will be protected from enormous liability.

The auto insurance companies' cover that offer PIP product does not guarantee 100% protection, but most of them cover up to 80%, the remaining percentage that is 20% can be accessed at a fee. For frequent user of automobile, this auto insurance should not be optional.

It is essential to compare the insurance quotes of various personal injury protection insurance companies in Ohio.

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Q: Ohio State Personal Injury Protection
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