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Most states require that everyone has car insurance or risk being fined. The cost of car insurance is sometimes unaffordable for drivers, which may be the reason it was not purchased initially. Here are some tips on how drivers can save on their vehicle insurance.
1. Nix the Tix
Make sure to drive the speed limit at all times. Rushing somewhere may only get somewhere to their destination a few minutes early. It is better to be late than to speed and get a ticket or cause a car accident.
2. Good Student Discount
Many insurance companies offer a discount if you have a child under the age of 22 who is a full-time student. Encourage children to get excellent grades because they must have a B average or higher to be eligible for this discount.
3. Multi-Policy Method
Having car insurance along with homeowner's insurance can get someone a discount. Insurance companies want more business and are willing to give discounts to those who pay for two items instead of just one.
4. Living With a Minor
Insurance companies will give discounts to those families who have children under the age of 19. However, the family will have to have the insurance for a specified amount of time before they receive this discount.
5. Owning a Home
Insurance companies want to see responsible customers. If you are a homeowner, this shows a huge responsibility and you will get discount for this.
6. Save on Multiple Cars
If multiple cars are on your policy, this will give you a discount because insurance companies want to keep your business by offering a great discount.
7. Distant Student Discount
If your child is away at college full-time and does not have the vehicle there with him or her, it does not make sense for them to have to pay extra for that child; therefore, the family will receive a discount if they meet all of the qualifications.
8. Snap-Shot Devices
Progressive Car Insurance has a special deal with their customers that if they agree to add this device to their vehicle and they follow specific guidelines, they could possibly get a discount based on the results.
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