Having a DUI on your record can be a real buzzkill. It can cause great problems in a number of different ways. One of those problems occurs when you go to get insurance. For Illinois drivers today, getting car insurance with a DUI is becoming a special challenge. They are finding out that a DUI will raise their insurance rates significantly. They are also finding out that they need to seek out a special insurance company to help them. Illinois car insurance for drivers with DUI convictions is out there. You just have to look much harder to find it.
The reality of SR-22 insuranceIf you have a DUI on your record, then you need to get used to the sound of SR-22. This is the kind of insurance that high-risk drivers have to get. SR-22 insurance is more expensive than typical insurance. In many states, it can cost as much as $5,000 per year. This is something that Illinois drivers have to contend with. Most insurance companies will lump DUI convicts into this insurance category. This is a five-year strike a lot of the time. It is important to note that all insurance companies are different. Still, this will be the norm for most companies.
Do insurance companies seek our DUI drivers?With all of the talk about SR-22 coverage, you might be wondering whether there are any insurance providers who actively look for drivers with this kind of record. The answer is a definite yes. Many insurance companies are looking to target this market. They know that DUI drivers present a significant amount of risk. They are willing to take a chance on those drivers that can show good character in other areas. They will offer slight discounts on SR-22 coverage over what the other companies are offering. You have to seek out these companies. Use an auto insurance comparison tool to see what options exist.
Getting insurance with a DUI on your record is not going to be easy. Getting a good price on a policy is going to be even more difficult. A little bit of hard searching will help you end up with a decent deal at the end of the day.
Having a DUI won't make your insurance company drop you most of the time. You will have to pay more, but just getting car insurance with a DUI shouldn't be a problem.
I have a DUI in Florida, two years ago nothing else. does that disqualify me from getting a life health insurance license? thank you
if you committed the DUI, you need car insurance.
You need motorcycle insurance if you have a motorcycle. The DUI is a ticket.
A DUI will adversely affect your insurance regardless, but the degree of effectiveness depends on your history and your insurance company.
Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.
if you get stop in Canada for DUI and don't report to insurance, are you obligated to report to them.
Insurance will stay high for about 5 to 6 years after a DUI.
Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!
You can buy auto insurance after a DUI, however it will be more expensisve. If your license is revoked, you cannot get insurance.
No. If you have any DUI's or DWI's on you record, you would be seen by the insurance companies as a driving risk and would not get low rates.
== == Why do you assume you will GET insurance, after a DUI? The insurance industry is cracking down on those who drink and drive, by refusing to insure such drivers.