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The overall cost of higher education is skyrocketing. Tuition at four-year universities has more than doubled in the past several years. Of course, not attending college or university is completely unacceptable, but how can a prospective student afford to go? The local community college is the answer.

If any parent or incoming student does some homework and compares tuition costs between community colleges and universities, the results are eye-opening. The average cost across the nation for a full year of tuition and fees at a community college is just $2,076, compared to $5,100 at a public, four-year university and a whopping $20,081 at private, four-year universities. These statistics are taken from the College Board.

A wise approach to achieving a quality education for much less is to attend a community college for two years, then transfer to a four-year university. As shown in the previous tuition figures, this could save the student a bundle of money.

Most public universities have articulation agreements with local community colleges. This means that the university guarantees that most, if not all, of the community college credits will transfer when the student carries these credits with him to enroll in the university. For example, the University of Texas -- Pan American in Edinburg, Texas has an articulation agreement with South Texas College, located eight miles away in McAllen. Many local student who otherwise just could not stand the cost or debt incurred by going all four years to UTPA chose to go to STC first and cut their overall college cost virtually in half.

Another option is for four-year university students to take summer classes at a community college. Doing so can save the student hundreds of dollars in tuition and fees.

Let us say that a student wants to enroll in college, but she is completely uncertain what course of study in which to major. Going to a community college is the smart spenders way to take several courses, discover a true interest and find a major without undue cost.

For any student who is thrifty, and who is not these days, the community college is the clear choice where to begin higher education.

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