Tips About New Jersey Temporary Car Insurance?

Answer 1

Vehicles that are registered in the state of New Jersey require insurance that includes liability, personal injury protection and uninsured motorist coverage. If your caught driving without car insurance, you could face insurance surcharges and other fines. If you plan on moving to New Jersey, then you have six months to transfer the car title, update the vehicle registration and obtain a New Jersey drivers license. You can find more information by going to their website.

If you plan to take a cross-country road trip, then you need to ask your insurance agent if your coverage includes traveling to other states. When renting a car or truck in New Jersey, then you can purchase New Jersey temporary car insurance. Ask the rental representative about the insurance coverage to ensure you are covered properly. You should keep your proof of insurance papers in your vehicle at all times. You must show proof of insurance if you're stopped by a police officer or if you're in an accident.

Some states will tow your vehicle if you don't have proof of insurance coverage. The penalties are heavy fines and tow charges. It is much cheaper to purchase temporary insurance or take the time to call your insurance agent, than risk being caught without insurance. There are some states that have a database that insurance companies and law enforcement agencies use to record vehicle insurance information. If your policy lapses, then the database is alerted and the registered owner will receive a notice from the state. You will have a set amount of time to respond and hefty penalties can apply.

Purchasing car insurance doesn't have to be expensive. You can search online to find competitive car insurance quotes. Find out about state insurance minimum requirements, and make sure your insurance policy payments are paid on time to prevent your policy from expiring. The internet makes finding insurance information easy and you don't have to pay for more insurance than is required. These simple steps will save you money and frustration.