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Low-income families and individuals often have a hard time findingapartments they can afford. Learning about rentals like income- based apartments may be the best option. Income-based apartments may be part of the Section-8 program, or they may be part of a public housing authority’s plan. Often, senior-living apartments are offered as income- based rentals.

This is a good option for seniors, because their fixed budgets and generally high medical and prescription costs mean they don’t always have the same rental options as younger families and individuals.Income-based housing is often offered as part of the project-based Section-8 program. In these cases, the lower rent is connected to a particular apartment or complex, and individuals qualify by proving that they fall within the accepted income range.There are several factors that go into finding out how much rent you’ll be charged if you live in a public housing facility. Income-based rent is one of these, and is generally calculated to be thirty percent of your adjusted household income and changes with family income considerations.

Finding income-based apartments is easy if you know what resources to tap. Your number one resource in this search is the Web. Find a good apartment search site, and you should have no trouble locating income-based housing in your area (provided you live in a metropolitan area). There are a couple of websites that are very popular for searching apartments with the ability to customize what you are looking for in a residential community: Apartments.com and Rent.com. You can also check with your local public housing authority to find out where income-based housing might be available. Just be aware that sometimes there is a long wait-list for this type of rental.

As with most situations, good relationships are important. You may be able to make more head-way if you are polite and develop a good relationship with the case worker at your local public housing authority and if you personally go and talk to property managers at the residential communities that you favor. Just because you are applying or approved for government assistance doesn’t mean that you deserve to be treated like a second-rate citizen. Besides, the idea here is to get assistance until you start making better income to support your expenses.

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