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If you've been convicted of a DUI in Virginia, it's important to know not only what you're facing criminally, but also what you're facing when seeking insurance. The fact is, Virginia drivers who have been convicted of driving under the influence not only face stiff legal penalties, but most also face increased insurance costs once they get their license reinstated.

The Need for SR-22 Insurance

Essentially, Virginia drivers who have been convicted of a DUI will need to obtain what's known as SR-22 insurance. This type of insurance basically acts as insurance on top of insurance. After a DUI conviction, ost insurance companies will classify you as a high-risk driver, meaning they feel you are more prone to cause accidents, whether your fault or not. While this may not be fair, it is the law.

Finding Affordable SR-22 Insurance

Now, just because you've been ordered to obtain SR-22 insurance doesn't mean that it has to break the bank. Unfortunately, many insurance companies that offer SR-22 insurance do so at costs of hundreds of dollars per month, meaning drivers in Virginia who have been convicted of a DUI often have a hard time paying their monthly premiums.

Search the Web

Fortunately, there are a number of insurance companies out there who are willing to offer the required SR-22 insurance for Virginia DUI drivers at a fraction of that cost. The key to finding them, however, is to do your homework. One of the best places to search for Virginia SR-22 insurance is online. By spending a bit of time on the web, you can compare prices and policies from a number of different insurance providers, allowing you to get the best deal and get back out on the road legally.

Speak with an Agent

You can also call local insurance providers in your area to discuss your situation with an agent. Some insurance companies may be able to offer SR-22 insurance at a discount based on a number of factors, including your age, how long ago your DUI conviction occurred and more. It's also important to remember that SR-22 insurance in Virginia is only required for a specific length of time, so be sure to inquire about your own time frame with your agent.

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