Visa Online Bill Payment

Answer 1

While some users prefer to take their Visa card to the local bank or ATM to make payments, most card operators now offer online payment methods. These systems usually work with your online banking to make payments; setting up online banking is the first step to paying your Visa bill quickly and easily through the internet.

Online checking

Check out your bank's website to learn how to access your checking account through the internet. The process is often quite simple. Begin by clicking a link that usually says something like "online banking sign in" or "enable online banking." Typically, the bank asks for a customer number (16 digits on your convenience card), a name, sign-in name, password and typically several security questions. Once all that is done, you can start banking online.

Online credit card bills

Similar to online banking, you must let your credit card company know that you want to pay bills electronically. Do this by calling or emailing the company, and requesting the new system. Most companies have their own website to manage your account and make payments, so this process is usually quite simple and streamlined.

Making payments

Payments are initiated in one of two ways: you can send money from your bank account to your card company and card account, or you can ask your credit card company to charge your bank account for the balance. The difference is who initiates the request for payment, and whether you use the card company website or bank account website to perform the transfer. If you are making multiple bill payments, doing the work through your bank is typically more convenient, since you can often make multiple payments for cable, phone, credit card, etc. in one sitting. To send the money (or get the money from your bank account), you need the credit card company (or bank) name and the credit card (or bank account) number.

Initiate payments from the bank side of the transaction to save time and effort when you make multiple bill payments all at once.

This article clarifies the process behind making online payments to your Visa credit card. It is simple, secure and convenient, and most card holders should consider this method instead of making payments by check or visiting the local bank.