Normally if you are 18 or older you do not need to qualify to become a customer of a bank. Some banks (investment banks) do not do consumer accounts.
A mortgage can be acquired through lenders and banks that allows individuals to get such mortgage provided they qualify for the requirements lenders / banks are looking for people applying for a mortgage.
No, the bailout is meant to allow funds for business and banks to operate on credit. You would have to qualify for a loan.
FHA loans are the principle loans that are used to purchase a new home. The most important factors that the banks use to qualify someone for these loans is their credit score and the amount of money available for a down payment.
Try getting online to local banks in your area, some will have a way for you to see if you qualify for a mortgage online. Also try bank rate dot com and best rate loans dot com.
A number of banks offer VA loans for those who qualify. Contact your local loan agent for additional information.
Nearly every major financial institution offers commercial loans. To find out if you qualify for a commercial loan, arrange a meeting with a financial at one of the banks, such as BMO, CIBC or TD CanadaTrust.
All banks offer loans for small businesses, but you are more likely to qualify for a loan at a bank you have previous history with. The Bank of America and US bank both offer SBA (Small Business Accounts) at excellent rates.
A variety of banks will provide home equity loans. Go to a local bank in your area and they can help you evaluate your credit and financial resources to see if you can qualify.
You can get a personal loan with a cosigner from banks, credit unions, and online lenders. The cosigner's good credit can help you qualify for a loan and potentially get better terms.
Banks may hold checks for a variety of reasons, though some checks may qualify for next-day availability as long as your account history is acceptable. Typical holds for local checks from other banks last up to 7 days, while typical holds for non-local checks from other banks last up to 11 days. A bank can hold a check that does not qualify for next-day availability (or if your account history warrants, even if it otherwise would) for any length of time it deems reasonable.
You can get a loan at your local bank. Many banks offer loans for either vehicles or houses, but there is a background check and credit check in order for you to qualify.
There are many banks and credit unions willing to provide loans to people without jobs. You should check with a local branch first to see if you qualify.