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You can purchase a variable annuity on your own through a direct marketer, however make sure you are thoroughly self informed about all the intricacies of the product. You are wide open to all types of volatility without any expert help. Brokers are licensed and insured to operate within your state to provide you with education, experience, and assistance where and when you need it. Doing a little homework on a broker before dealing with them is an acceptable practice. With that all said if you still wish to do this on your own if there are no laws within your state prohibiting this than you may do this on your own.

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Q: Where can you buy directly variable annuities without a broker?
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