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Q: Will it cover repair on air conditioning and skiting to my trailer?
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Does home owner insurance cover damage to property that falls from a trailer being towed?

The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.


Do I need to have travel trailer insurance, or will my auto insurance cover the trailer as well?

Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.


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The purpose of a trailer hitch cover is to help prevent rust on your car, it will also allow you to avoid having to continuosly clean the mess our from your hitch.


What kind of claims does a Camper Trailer Insurance cover?

The type of claims that camper trailer insurance would cover include damage to the camper due to weather, damage to the trailer that occurs when traveling, such as an accident, any loss of property if someone was to break in, and damage that any person may sustain while in the trailer.


Does car insurance cover damage caused by trailer detaching from vehicle?

Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.


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No. A trailer has to have it's own insurance policy.


Does auto policy cover damage done when the vehicle towing the utility trailer is damaged?

In dealing with a towed trailer, the liability coverage will extend from the vehicle towing to the trailer being towed but the physical damage coverage does not extend. This means that if you are backing up at a fuel station and the trailer backs into another vehicle then the liability will cover the damage done to the other car that is damaged by the trailer. Any damage done to the trailer itself will not be covered.


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It may cover them for certain reasons....call your agent or claims rep.


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Know the size of the trailer and what you plan to haul. you want one that will cover cargo as well.