Not directly. If, however, they sue for debt owed, they may be able to execute a judgment against the debtor's bank account in which the refund was deposited. Other options that can usually be used by a judgment creditor to satisfy a debt is income garnishment, seizure and liquidation of non exempt property, lien against real property. All states have a set of exemptions that the debtor can use to protect real and personal property, the most important one for property owners would be the homestead exemption. If a debtor believes themselves to be in a position where they can be sued, they should become informed of their legal rights under the creditor-debtor laws of the state in which they reside.
Yes, the IRS can, and will, garnish an income tax refund if money is owed from an audit.
Yes if you are in the FMS offset refund tax program.
No. Usually a bank will send your debt to a collection agency. Most collection agencies don't have the authority to garnish your tax refund.
Yes, if the agency she owes money to has filed paperwork with the IRS and/or your state tax agency. If they garnish the joint refund, you can submit an injured spouse claim which is a request to have the refund split (usually according to how much of the income on the return belongs to each of you). The amount of the refund that belongs to her will be applied to her outstanding debt and the amount of the refund that belongs to you will be sent to you. You have a limited time to make this claim after you are notified that the refund was withheld to pay her debt, so read your notice carefully. If it's a joint debt, then you cannot make this claim because you both owe the money.Usually tax refunds are only garnished by other government groups (federal, state, or local), publicly funded schools, and student loan companies, but there may be others.
A tax refund schedule can be found online at various different site. Some of these include http://www.irs.com/2011-federal-tax-refund-schedule/ as well as http://www.efile.com/tax-refund/where-is-my-refund/. where is my refund
Yes, the IRS can, and will, garnish an income tax refund if money is owed from an audit.
Yes if you are in the FMS offset refund tax program.
Yes the IDES can and will garnish your income tax refund they did mine 2013 took 3,400.
An IRS refund can be seized for child support arrearages and/or tax arrearages. And in some cases for repayment of federally funded student loans.
No. Usually a bank will send your debt to a collection agency. Most collection agencies don't have the authority to garnish your tax refund.
Yes
Any state/fed agency you owe money to-example school loans
If the creditor is a government agency, then yes. If the creditor has not won a court settlement to garnish your wages, then no.
No one can arbitrarily file a wage garnishment order against a debtor for whatever reason without having obtained a valid writ of judgment via a lawsuit.Additionally, the only agency that can levy/garnish a tax refund is the IRS and/or in some instances a state tax agency for tax arrearages owed. Another exception for the seizure of a tax refund is child support arrearages.
No. Other government agencies can offset your IRS refund through the Treasury Offset Program, but a private entity (like a bank) cannot.
No, commercial creditors can NOT attach your tax refund. EVER!Your tax refund can only be attached for debts to the government (including back taxes), unpaid government-backed student loans, or child support that is in arrears.That said, if you have commercial debts and the creditors get a judgment against you they may be able to capture funds from any bank accounts that you have as well as garnish your wages in some states. If they attach your bank account, as soon as your tax refund hits the bank it could be subject to seizure at that point.No, commercial creditors can NOT attach your tax refund. EVER!Your tax refund can only be attached for debts to the government (including back taxes), unpaid government-backed student loans, or child support that is in arrears.That said, if you have commercial debts and the creditors get a judgment against you they may be able to capture funds from any bank accounts that you have as well as garnish your wages in some states. If they attach your bank account, as soon as your tax refund hits the bank it could be subject to seizure at that point.
No, the seizure of tax refunds both federal and state can only be done with a court order pertaining to circumstances specified under state and/or federal law. An example would be the seizure of the tax refund to pay court ordered child support that is in arrears.