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I had the same issue, and technical they can sometimes be a double reporting on your account. You have the right to send that in as a dispute, requesting that one of entries be removed, as these double entries do effect your credit.

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16y ago

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Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?

You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.


Can creditors remove their accounts from your credit report?

no, it should stay on your credit report for life.


If you have an account that went to a collection agency however you paid it in full how long does it take for that collection account to be removed from your credit report?

It sticks for 7 years. The fact that it was turned over to a collections agency will make it to your credit report. When it is paid in full, it will say "settled" on your credit report so other creditors know you took care of the debt. Even so, it still haunts your credit report for 7 years.


How long will it take for a closed account to appear on your credit report if it is not a negative item?

That will depend on how frequently the credit reports to the credit buearos. Creditors may report monthly, quarterly or intermittently. If they are a relatively small firm, they may not report at all. You might want to ask the creditor when and to whom they report your credit information. Larger companies will have departments who specifically handle customer credit reporting.


What do you have to write in order for the credit breau to put positive credit on your report?

you don't write anything, it is your creditors who report the information weather it be positive or negative.

Related Questions

How often do creditors report to the credit bureaus?

Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.


How do you get your creditors list?

You can get a list of your creditors by checking your credit report. Most of all creditors will report to the agencies and will have a record.


Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?

You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.


What is a credit report and what is a credit score?

A credit report is a list of your credit accounts with different creditors stating your payment history with them. A credit score is made up of different items on your credit report using an algorithm including payment history, credit length, debt to limit ratio, credit types, and inquiries.A FICO credit report has 5 components that are used to determine your credit score:Payment historyPercentage of available credit in useLength of time (how long each account has gone since the last action, and the age of each account has been open)Amount of new creditVariety of debt


Can creditors remove their accounts from your credit report?

no, it should stay on your credit report for life.


How often does your credit report update?

as often as your creditors report changes-can be daily


If you have an account that went to a collection agency however you paid it in full how long does it take for that collection account to be removed from your credit report?

It sticks for 7 years. The fact that it was turned over to a collections agency will make it to your credit report. When it is paid in full, it will say "settled" on your credit report so other creditors know you took care of the debt. Even so, it still haunts your credit report for 7 years.


How often can your credit score increase?

Credit scores can increase or decrease monthly depending on when your creditors report items on your credit report. Typically creditors only report items to the credit bureau every two to three months, but if you make a late payment of 30 days or more delinquent they report monthly.


Credit card closed by issuer affect credit score?

Yes. Creditors report to the credit reporting agencies the terms under which an account is closed. It looks bad and is a slightly more derogatory status when an account is closed by the lender vs. closed by the customer.


What is the difference between free credit report and credit score?

A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.


How long will it take for a closed account to appear on your credit report if it is not a negative item?

That will depend on how frequently the credit reports to the credit buearos. Creditors may report monthly, quarterly or intermittently. If they are a relatively small firm, they may not report at all. You might want to ask the creditor when and to whom they report your credit information. Larger companies will have departments who specifically handle customer credit reporting.


What information does the creditor need about you to report you to the collection bureau?

Creditors obtain all the information they need to report defaulted accounts to credit bureaus when the account holder fills out the original application/agreement.