I just had my credit reviewed. It showed me exactly which payments were 30 days late by show the month and year of every late payment I had (and even 90 and 120 days). But it did not show what day they reported it. There were also some late payments I knew I had, but did not show up because the company did not report it. Ask the company how long after a delenquency will they report it, they will usually tell you. It is is only or first offense and you don't make a habbit of it you are probably going to be okay.
Just have to wait. The credit card company usually updates the credit reporting agencies once a month. Call your credit card and ask them if they can tell you what day that is. Then it can take up to a month to show up on the credit report. Knowing what day they report is good, because if you want to buy a new computer but tomorrow is the day they report to the agencies, hold off on the computer 2 days, and you'll at least look good for that month's credit report. If you paid it and it's not showing up even after a month, I'd first call your credit card company (they're easier to get ahold of). If they can't help, you can try to correct it by contacting the 3 agencies: www.experian.com , www.transunion.com ,and www.equifax.com . But usually their dispute process takes a month or two, so you're probably better off just waiting it out.
If a credit card is closed it cannot have a balance. Just because you have stopped using the ard you cannot declare the account closed. If you owe even one penny, the account is open and the credit card company can 'report a 30 day late'
Valid entries cannot be expunged from the consumer's credit report by a credit repair agency or by the consumer themselves, they will remain on the report for the required time period. Furthermore, such agencies cannot do anything that the consumer could not do themselves. That being the case, the consumer should not waste funds paying for a service that is often misleading, unproductive and unfortunately in some situations totally unethical. Actually, the above answer is not correct. According to the Fair Credit Reporting Act of 2003, if the consumer disputes the late payment and the creditor reporting the late payment on the credit report can not prove that the consumer made the payment late, the negative mark must be removed or corrected on the report immediately.
Yes, if it's fetermined the accounts are yours. During the 30-day investigation period, the credit bureaus must stop reporting the account in question. If, after that period, the account is verified, they can again report it.
The terms of the invoice will determine the amount of time that it takes for an account receivable to be considered delinquent. Often many organizations have terms that require payment within 30 days. It would become delinquent the day after it is due.
It should show paid on your report. It may still show that it was a delinquent account. When you pay it off, be sure to get a receipt. That way if someone looks at your credit and asks you about it, you have proof that it's paid. The update can occur within one day.
There are several ways to find out your credit report online you can use credit report for free with a 7 day trail or you can go to annual credit report you can recieve that once a year for free.
every day
You can view your free credit report at freecreditreport.com. The website does ask for a credit card and gives you a 30 day free trial.After your 30 day free trial you must contact them in writing to cancel your agreement or your credit card will be billed.
40
as a repossession
Just have to wait. The credit card company usually updates the credit reporting agencies once a month. Call your credit card and ask them if they can tell you what day that is. Then it can take up to a month to show up on the credit report. Knowing what day they report is good, because if you want to buy a new computer but tomorrow is the day they report to the agencies, hold off on the computer 2 days, and you'll at least look good for that month's credit report. If you paid it and it's not showing up even after a month, I'd first call your credit card company (they're easier to get ahold of). If they can't help, you can try to correct it by contacting the 3 agencies: www.experian.com , www.transunion.com ,and www.equifax.com . But usually their dispute process takes a month or two, so you're probably better off just waiting it out.
normally 30 days
When you creditor updated your trade line
Equifax.com offers a free 30 day trial to get your free credit score and report.
== == A judgment will remain on a credit report for the full 10 years. If it is paid it will still show on the report as "satisfied" or similar wording. The time is determined by the date the judgment is issued.
I dont know ask someone who cares