0
How can you find addresses or phone numbers for old creditors you find on your credit report so that you can either pay them or dispute them?
At the end of your CBR there should be a list of the names and addresses (sometimes phone number) of all creditors involved in your CBR. Most of the time they can be contacted that way. If they have no phone number I would reccommend taking the info you do have and searching the web.
What else can I help you with?
Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
How do you locate the mailing addresses of credit card companies with whom you have accounts?
I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.
Can two different creditors report the same account on your credit report?
I had the same issue, and technical they can sometimes be a double reporting on your account. You have the right to send that in as a dispute, requesting that one of entries be removed, as these double entries do effect your credit.
How long does dispute take on credit report take?
A dispute on a credit report can take up to 60 days to be resolved.
What side of ledger is payment to creditors?
credit
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
How do you locate the mailing addresses of credit card companies with whom you have accounts?
I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.
Where do you obtain the addresses to file a credit dispute?
Your question is unclear. If you have a dispute with a charge on your statement (unrecognized or fraudulent charge), simply contact your issuing bank and advise them via the toll-free number printed on the back of the card. The charge will be put into a dispute file and a temporary credit will be issued. All finance charges on that particular charge are suspended until the dispute resolution process has been completed. If you have a problem with how your bank is treating you (not a merchant, but the bank) you should contact their customer service number and attempt to resolve it through them - you'll be surprised just what a bank will do these days to preserve your business! If unsuccessful, you should contact the Federal Trade Commission. Addresses are available at www.ftc.gov. Finally, if your dispute is with an error on your credit report, you must file a dispute with the issuing agency (Experian, Equifax etc.) and they will take measures to clean up your report! You get a complimentary look at your credit report from all three agencies at www.annualcreditreport.com. Follow the on-screen instructions if there is activiity on your report that is incorrect. Hope this answers your question!
Does information from the three credit bureaus have to agree?
No. Some creditors only report to one or another. You must dispute with each one what you feel is incorrect.
How do you get deletion letter from creditors?
To obtain a deletion letter from creditors, you can request it directly from the creditor after they have agreed to delete the negative information from your credit report. Make sure to get the agreement in writing before making the request. If the creditor refuses to provide a deletion letter, you can try negotiating with them or dispute the information with the credit bureaus.
What can someone do to raise their low credit score?
There are several things that one can do to raise their low credit score. These things include dispute credit report error, pay off a past due balance, avoid new credit card purchases, and make contact with creditors.
Can two different creditors report the same account on your credit report?
I had the same issue, and technical they can sometimes be a double reporting on your account. You have the right to send that in as a dispute, requesting that one of entries be removed, as these double entries do effect your credit.
How can we calculate creditors payment period?
Average Creditors / Credit purchases = '?' x 360 = '?' ex. Average Creditors / Credit purchases = 50 000 / 120 000 x 360 = 0.4166 x 360 = 41.7 (average creditors = Creditors at the biginning of the year + creditors at the end of the year divided by 2) Average Creditors / Credit purchases = '?' x 360 = '?' ex. Average Creditors / Credit purchases = 50 000 / 120 000 x 360 = 0.4166 x 360 = 41.7 (average creditors = Creditors at the biginning of the year + creditors at the end of the year divided by 2)
How do you contact your creditors to pay off bad credit?
Trust me I have been there done that! I searched online through google to find phone numbers and addresses, contacted the company, then they gave me the number to the debt collector whom i called and made a payment plan with and paid off my debt. Then to remove it from your credit is very simple you log onto experian.com or equifax.com and you can request a free credit report! You get one free credit report a year!
Why do you dispute credit card charge?
Because of a dispute or an error.
Can a bankruptcy be disputed by a creditor?
You can dispute bankruptcies and items included in bankruptcies the same as any other negative item on your credit report. You must submit a dispute letter to the credit bureaus stating why the item(s) are being disputed. The credit bureaus have 30 days to verify the items or it must be removed from your credit report.
