So long as there's a balance on the account - the file will remain open.
No matter what else:Stop using it.Call the card company and work out a payment planJust pay it off if you can.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
It happens and can be disputed. Call you credit card company or credit agencies.
When your Amazon account is closed, the credit card info that is associated with the account will not be kept by the company and will be deleted also.
It depends on the terms and conditions of the credit card company. Ask them to send you a copy if you do not have the one that came with your credit card.
No matter what else:Stop using it.Call the card company and work out a payment planJust pay it off if you can.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Becasue if you are delinquent the creidt card company fears it won't get its money. They will then settle to get soemthing as opposed to nothing. If you are apying something, they will just continue to add on the interest.
You can simply write to the credit card company and close your account. Then you can cut up your credit card.
No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments
No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.
Contact your bank or credit card company.
It happens and can be disputed. Call you credit card company or credit agencies.
When your Amazon account is closed, the credit card info that is associated with the account will not be kept by the company and will be deleted also.
You can track a credit card transaction by checking your online account, contacting your credit card company, or reviewing your monthly statement.