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So long as there's a balance on the account - the file will remain open.

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8y ago

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Can a credit card company deny you purchases if someone else at your address is delinquent with the same company?

It depends on the terms and conditions of the credit card company. Ask them to send you a copy if you do not have the one that came with your credit card.


What should you do about an delinquent credit card?

No matter what else:Stop using it.Call the card company and work out a payment planJust pay it off if you can.


How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.


Why do you have to be delinquent on a credit card to get a settlement?

Becasue if you are delinquent the creidt card company fears it won't get its money. They will then settle to get soemthing as opposed to nothing. If you are apying something, they will just continue to add on the interest.


What is the procedure to Surrender a credit card?

You can simply write to the credit card company and close your account. Then you can cut up your credit card.


Can you close your credit card account and continue to make payments?

No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments


Can a credit card company reopen a charged off account?

No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.


Can you re-open a credit card once closed?

Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.


How can I stop the charge when I can't recognize that charge in my credit card account?

Contact your bank or credit card company.


Can a a credit company file the same account twice on your credit report?

It happens and can be disputed. Call you credit card company or credit agencies.


When you close an amazon account does your credit card info get closed aswell or dods the company keep all of this info?

When your Amazon account is closed, the credit card info that is associated with the account will not be kept by the company and will be deleted also.


How can I track a credit card transaction?

You can track a credit card transaction by checking your online account, contacting your credit card company, or reviewing your monthly statement.