literature review on non performing assets?
Non performing Assets either a Short term or a Long term asset is marked to be Amortized. It may have a depreciation value.
non performing assets
ACR in banking typically refers to "Asset Classification Review," which is a process used to assess the quality and risk associated with a bank's assets, particularly loans and investments. This review helps banks identify non-performing or at-risk assets and ensure compliance with regulatory requirements. By accurately classifying assets, banks can maintain financial stability and manage risks effectively.
The ratio of provision against total NPA
As defined by RBI, an NPA or non-performing asset is credit in which interest has been past due for a period of time. A good example would be the interest of an unpaid loan.
Non performing Assets either a Short term or a Long term asset is marked to be Amortized. It may have a depreciation value.
non performing assets
ACR in banking typically refers to "Asset Classification Review," which is a process used to assess the quality and risk associated with a bank's assets, particularly loans and investments. This review helps banks identify non-performing or at-risk assets and ensure compliance with regulatory requirements. By accurately classifying assets, banks can maintain financial stability and manage risks effectively.
bank loan , home rent
The ratio of provision against total NPA
You can measure NPA (Non-Performing Assets) by calculating the ratio of NPA to total assets or total loans. NPA is typically expressed as a percentage of the total loan portfolio or total assets of a bank or financial institution. A higher NPA ratio indicates a higher level of non-performing assets relative to the total portfolio.
As defined by RBI, an NPA or non-performing asset is credit in which interest has been past due for a period of time. A good example would be the interest of an unpaid loan.
Non-Earning Assets for banks are usually the loans for which the loan customers arent paying their monthly EMI's. Banks earn an income through the interest they get paid by the loan customers. So, if a loan customer defaults on his/her payment, the loan becomes a Non Earning or a Non Performing Asset. The term Non Performing Asset (NPA) is more commonly used than Non Earning.
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A Non-Performing Asset or NPA is an asset of the bank that is not performing its intended job i.e., earn money for the bank. From the bank point of view, Loans are assets. A loan for which the customer is repaying his monthly installments regularly every month is a properly performing asset. Whereas a loan for which the customer has defaulted on the monthly payment for more than 3 months is considered a non performing asset.
Vibha Jain has written: 'Non-performing assets in commercial banks' -- subject(s): Asset-liability management
basically according to performance three type or NPA 1 substandred 2 doutful 3 loss