non performing assets
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)
Non Performing Account
The ratio of provision against total NPA
basically according to performance three type or NPA 1 substandred 2 doutful 3 loss
A net NPA is the amount of loans you owe all together. NPA is a term used by financial intuitions that relates to the loans you have out that are in default.
Water-soluble lubricants, such as K-Y Jelly or Surgilube, are commonly used for nasopharyngeal airways (NPA) to aid insertion and prevent irritation. Avoid using petroleum-based lubricants as they can damage the NPA.
net npa ratio
Fugro NPA was created in 1972.
The full name of NPA is non-performing asset. A non-performing asset is a financial term which is used to describe loans which are in danger of going into default.
financial inclusion food inflation interest rates fiscal GDP growth rate transparency measures in banks NPA management
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
gross npa = sub standard assets +doubtful assets + loss assets
Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)
The NPA is a Non Performing Asset as defined by the Reserve Bank of India. To calculate the Net NPA you take the Gross NPA minus the balance of a suspense account, DICGC claims, part payments received, and the provisions held.
You can measure NPA (Non-Performing Assets) by calculating the ratio of NPA to total assets or total loans. NPA is typically expressed as a percentage of the total loan portfolio or total assets of a bank or financial institution. A higher NPA ratio indicates a higher level of non-performing assets relative to the total portfolio.
The last scheme of RBI for NPA of Banks is MSME OTS Scheme 2012-13. The coverage of the scheme is All the NPA (classified as 'Doubtful and Loss) and PWO accounts in Micro,Small and Medium Enterprises sector (manufacturing as well as services)with outstanding book balance not exceeding ` 10 crs. as on 31.03.2012 and outstanding as on date of launch will be eligible for OTS under the present scheme. BY VIKRANT RANA ADVOCATE HIGH COURT, ALLAHABAD MOB. NO. 9415316897