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What else can I help you with?
Why can't you get a detail Billing statement from a collection agency?
You can, but not directly from them. The debt collector is the agent of the original creditor and does not likely have all records of the debt or contract. The collector, as the agent of the creditor can go back to the creditor and request a reconciliation of payments and history, and will in fact be required to so that it van be verified if you notify the collector in writing that the debt is invalid due to payment or some other reason.
Your creditor made a mistake on your name can you tell the debt collector is not your account?
i was sued by citi bank and the wanted me to agree on a judgment so that i can continue making payment.
Should i send a collection agency proof of payment of debt?
with out a doubt. you would want them to update your CRA.
How do you get a collection agency to stop calling you about an account that is not yours?
The Fair Debt Collection Practices Act 15 USC, Section 1692c(C) CEASING COMMUNICATION reads "If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or the consumer writes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer..." So the magic phrase is "in writing". This type of letter is known as a "cease & desist" letter or C&D. Collection agencies only have to obey this provision of the law when it is in writing. Send your letter via certified mail, return receipt requested. If the collection agency contacts you again, you can sue them for violation of the law. You might also want to dispute this debt at the same time.
Does a debt collector have to send you a monthly bill?
A debt collector works for a collection agency. If the angency owns the debt then you can request statements. A collection agency will send you a paid or settled un full letter. They are not a billing agency.
How do I pay a debt collector?
To pay a debt collector, you can contact them directly and arrange a payment plan or make a one-time payment. Make sure to get a receipt or confirmation of payment for your records.
How can I pay a debt collector?
You can pay a debt collector by contacting them directly and arranging a payment plan or making a one-time payment. Be sure to get a receipt for any payments made.
How do you pay a debt collector?
To pay a debt collector, you can typically do so by contacting them directly and arranging a payment plan or making a one-time payment. You can pay by check, money order, credit card, or electronic transfer. Be sure to get a receipt or confirmation of payment for your records.
Do you have to pay a debt collector?
Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.
Can a debt collector refuse a payment if you offer to pay?
can a debt collector refuse payment after it is offered after being swiched from one company to another and not being 30 day notice
You talked to a debt collector and promised to pay should you still pay?
Technically, ANY debt should be paid. If you owe it, then you owe it! If you need more time to get a payment to them, you can call and make arrangements. They will normally work with you. Once its with a debt collector, your already in trouble.....it wont get better by ignoring it
How can I remove a debt collector from my credit report?
To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.
What are the dos and don'ts when it comes to paying a debt collector?
Do communicate with the debt collector to understand the debt and negotiate a payment plan. Do keep records of all communication and payments made. Don't ignore the debt collector or refuse to pay without reason. Don't provide personal or financial information without verifying the legitimacy of the debt collector.
How can I effectively pay a debt collector?
To effectively pay a debt collector, you should first verify the debt, negotiate a payment plan if needed, and make payments in a timely manner. It's important to keep records of all communication and payments made to ensure accuracy and to protect your rights.
How do you get a debt collector to stop calling?
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
What is the best way to pay a debt collector?
The best way to pay a debt collector is to communicate directly with them, verify the debt, negotiate a payment plan if needed, and make payments through a secure method such as a check or online transfer.
What would be the best way for an heir to make payments to an estate owner prior to the owner's death?
Any time you make payments for any debt you should pay by check made out to the creditor for the exact amount of each payment and keep a copy of each check. You should also keep your bank statements on file to prove the checks were cashed.If you don't have a checking account then you should purchase a receipt book at a business supply store and get a signed receipt for every payment toward the debt. You should also write a notation on each receipt that states the nature of the debt that is being paid. For example: if you borrowed money to buy a car from your grandmother on November 17, 2008 then you should write on each payment receipt signed by your grandmother, " RE: $5,000 car loan dated 11/17/2008".
