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can a debt collector refuse payment after it is offered after being swiched from one company to another and not being 30 day notice

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17y ago

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What are the dos and don'ts when it comes to paying a debt collector?

Do communicate with the debt collector to understand the debt and negotiate a payment plan. Do keep records of all communication and payments made. Don't ignore the debt collector or refuse to pay without reason. Don't provide personal or financial information without verifying the legitimacy of the debt collector.


Do you have to pay a debt collector?

Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.


Can debt collector refuse a payment?

It depends on the terms of the loan contract. * Yes. Once a contract is in default a collector or creditor does not have to accept anything less than the full amount owed.


How do I pay a debt collector?

To pay a debt collector, you can contact them directly and arrange a payment plan or make a one-time payment. Make sure to get a receipt or confirmation of payment for your records.


Can a spouse refuse to answer a debt collector's questions?

Anyone can and should refuse to answer any question about anyone other than themselves, especially to a collector.


How can I pay a debt collector?

You can pay a debt collector by contacting them directly and arranging a payment plan or making a one-time payment. Be sure to get a receipt for any payments made.


Should a debt collector give you a receipt each time you make a payment?

Yes. Otherwise you have no proof that any payment has been made to the debt.


Is it legal for a debt collector to refuse to respond to me and if so can they report my debt and lower my credit score if they won't disclose my debt information.?

No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.


How can I remove a debt collector from my credit report?

To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.


How do you pay a debt collector?

To pay a debt collector, you can typically do so by contacting them directly and arranging a payment plan or making a one-time payment. You can pay by check, money order, credit card, or electronic transfer. Be sure to get a receipt or confirmation of payment for your records.


Is it legal to refuse cash as payment in America?

Depends. If the cash payment is the payment of debt, then the payment cannot be refused, as long as the money is still legal tender. Cents stop being legal tender after a certain amount, which is why you cannot try to pay a debt using 10,000 cents for example, this can be legally refused. If it's payment in a shop, a shop has the right to refuse service to anyone as long as it is not for a racial, age, gender related reason. They do not 'have' to accept any offer of payment, nor are they disallowed from accepting payment in other forms.


What are options with a bill collector?

A bill collector may reduce the debt you owe or offer you a lower percentage rate. Usually you can work with them and pay off your debt for a percentage of that debt.