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It depends on the terms of the loan contract. * Yes. Once a contract is in default a collector or creditor does not have to accept anything less than the full amount owed.
What else can I help you with?
Can a debt collector refuse a payment if you offer to pay?
can a debt collector refuse payment after it is offered after being swiched from one company to another and not being 30 day notice
What are the dos and don'ts when it comes to paying a debt collector?
Do communicate with the debt collector to understand the debt and negotiate a payment plan. Do keep records of all communication and payments made. Don't ignore the debt collector or refuse to pay without reason. Don't provide personal or financial information without verifying the legitimacy of the debt collector.
Do you have to pay a debt collector?
Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.
How do I pay a debt collector?
To pay a debt collector, you can contact them directly and arrange a payment plan or make a one-time payment. Make sure to get a receipt or confirmation of payment for your records.
Can a spouse refuse to answer a debt collector's questions?
Anyone can and should refuse to answer any question about anyone other than themselves, especially to a collector.
How can I pay a debt collector?
You can pay a debt collector by contacting them directly and arranging a payment plan or making a one-time payment. Be sure to get a receipt for any payments made.
Should a debt collector give you a receipt each time you make a payment?
Yes. Otherwise you have no proof that any payment has been made to the debt.
Is it legal for a debt collector to refuse to respond to me and if so can they report my debt and lower my credit score if they won't disclose my debt information.?
No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.
How can I remove a debt collector from my credit report?
To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.
How do you pay a debt collector?
To pay a debt collector, you can typically do so by contacting them directly and arranging a payment plan or making a one-time payment. You can pay by check, money order, credit card, or electronic transfer. Be sure to get a receipt or confirmation of payment for your records.
What is the best way to pay a debt collector?
The best way to pay a debt collector is to communicate directly with them, verify the debt, negotiate a payment plan if needed, and make payments through a secure method such as a check or online transfer.
Can a debt collector refuse certified mail?
Yes they can, but it could be grounds for summary judgment in your favor. Especially for dept verification.
