Drawee Bank
Present it for payment.
Call the bank it's drawn against and ask if there are sufficient funds to cover it. It may still bounce if those funds are withdrawn before the check is actually deposited and processed.
call or check with the bank that the check is wrote on
To verify a check, you must contact the bank. If you suspect fraud, never call the number on the check as it may be part of the scam. You can verify a check with a land line phone for $5 per call. With the real bank phone number based on the routing number you can verify funds on the item. The only real way to get cash for the item is to show up at the bank the check is drawn on with your own photo ID and cash the check there. If you don't know where the check came from - contact the maker. The chance is the check is not real.
Cheques deposited in the bank for credit to their accounts, drawn on a bank other than that of the collecting bank,i.e., not a transfer cheque. Cheques are bound outward to the payee/ drawee bank (the bank that is making the payment/ on whom the cheque is drawn). Example: A cheque drawn on "Bank of America" deposited in "Chase Manhattan Bank ", is an outward cheque for Chase and is an inward cheque for Bank of America.Outward cheques could beLocal cheques (within the same geographical/ clearing zone),Outstation cheques (drawn on a bank outside the local clearing zone) orForeign cheques (drawn on a bank/ location outside the country of the collecting bank).
Call you bank. There's usually a fee for this though. If you have internet banking usually you can do it there too.
The bank on which the check is drawn
Yes, you can cash a check at this bank if you have an account with them or if the check is drawn from their bank.
You can cash a check at a different bank if the check was drawn on that bank. Some banks will cash a check drawn on a different bank but funds will not be available right away. They will wait for the check to clear.
Yes, you can cash your check at Bank of America if you have an account with them or if the check is drawn on their bank.
Sovereign bank
Yes, a check is a bank draft drawn on an account. Provided the account has funds and is payable to you, it can be cashed at your bank or any check cashing place or if you go to the bank it was drawn on with ID, they will cash it for you.
Yes, back normally have a 800 number you can call to see if funds are available.
Yes, many banks and financial institutions in Asheville, North Carolina, will cash a check drawn on Chase Bank. However, policies may vary, and you may need to have an account with that bank or pay a fee for the check-cashing service. It's advisable to call ahead to confirm their policies and any requirements they may have.
Bank Draft mean a check drawn by a bank on its own funds in another bank.
NO Regions will not cash a check drawn on JPMorgan Chase Bank!
Present it for payment.