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A Bank IPS code, or Immediate Payment Service code, is a unique identifier assigned to banks in India that facilitates real-time electronic fund transfers between banks. It enables customers to send and receive money instantly using their mobile phones or online banking platforms. The code typically consists of a combination of letters and numbers that represent the bank and its branch. IPS is part of the National Payments Corporation of India (NPCI) initiatives to enhance the digital payment infrastructure in the country.
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