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Most ccc's will close an account by telephone. It is preferable however, to do so in writing and to request written confirmation of the account being closed.

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20y ago

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What should I do if I accidentally opened a credit card?

If you accidentally opened a credit card, you should contact the credit card company immediately to explain the situation and request to close the account. It's important to monitor the account for any unauthorized charges and take steps to protect your personal information.


Does it hurt my credit to close a savings account?

no. You will hurt your credit when you close an open line of credit.


How does someone close there bank account if they are under the age of 18 and will they need the parent that opened the bank account with them when they go to close it?

Most likely, the parent who opened the account is the custodian of the account and is technically the only person who can make major changes, including closing the account. Therefore, the parent who opened the account will need to visit a local branch to close the account.


If you close a credit card will it hurt your credit?

It will not affect your credit if you pay off the balance when you close the account.


Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?

No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.


Sample letter to close credit card account?

When sending a close a credit card account, you need to include your name, address and account number. You also need to include reason for closing the account.


What happens to my credit card if I close my bank account?

If you close your bank account, your credit card account will typically remain open and unaffected. However, you will still be responsible for making payments on your credit card balance as usual.


Does it hurt your credit to close a credit card account that has a zero balance and is in good standing?

Credit scores are calculated based on ALL the information showing in your credit at the time they are requested. In addition, they factor in "open" accounts in certain areas. You haven't provided enough information about your overall credit to receive a specific answer. If you have two to four revolving accounts after closing this one, you may be fine. If this is a recently opened account, you may be fine. But closing any account may change the length of time you have had credit (one important factor in scores), or the amount of credit available to you (which would change your ratios, another important scoring criteria). With a detailed picture of your current credit standing, someone with enough knowledge might be able to guess. But it would still be just a guess. The only way you will know for sure is to pull your scores, close the account, and re-pull your scores.


How do you close your line of credit?

Contact the credit company and tell them you want to close the account and tell them to send you a final bill.


If you close your account with a balance will this hurt your credit or your credit score?

To successfully close an account, you must first have a zero balance on said account. Otherwise, you will still receive bills on that balance, which can and probably will accrue late charges.


Can you close your credit card account and continue to make payments?

No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments


Can you be removed as a joint account holder when you have not placed any debt on credit card?

No you must close the account.