0
What else can I help you with?
If a credit card has a person's name a business name on it is the person responsible for it or the business?
the person
Who can issue credit cards using a business tax id number?
A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are.When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own. Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for "strong business credit" (just like that in quotes) to find services that sell the information. Good luck, Ilya Bodner Small Business Owner Initial Underwriting Group
What is ncb crd srvs?
NCB CRD SRVS is the name of a Credit Card Management Service. The full name of the company is NCB Card Management Services. They are in the business of helping credit card companies collect on unpaid debt.
How do you find a credit card company to cancel your account when they may not be in business or have changed names?
I don't know of any ligitimate credit card company that would go out of business and they would usually notify their customers of any company name. Go on: google.com Put in the name of your Credit Card Company and either it will have a contact for you to reach them at and also any information as to whether there has been a company name change. Marcy
Can you use a prepaid credit card?
There is no such thing as a prepaid "credit card". It is actually a prepaid debit card, even though it may carry a Visa, Mastercard or American Express logo. These should be usable anywhere the logo on the card is accepted. There are also prepaid gift cards, which look like a credit card but don't have your name on it. This should work as well.
Does a business credit card change my credit score?
No, because its for a business and it's not in your name. It will however change your credit score if and only if you have a business credit card in your name.
If your credit card lists only a business name on it do you sign the business name or do you sign your personal name?
Call the credit card issuer for their requirments or look for this answer in your card holder agreement.
What should I do if my credit card has my name spelled wrong on it?
If your credit card has your name spelled wrong, you should contact your credit card issuer immediately to request a replacement card with the correct spelling of your name.
If a credit card has a person's name a business name on it is the person responsible for it or the business?
the person
What is a commercial credit card?
A commercial credit card is one that is issued to a company or business. It normally shows the users name and the company name on the card.
What should I do if there is a wrong name on my credit card?
If there is a wrong name on your credit card, you should contact your credit card issuer immediately to report the error and request a replacement card with the correct name. It is important to ensure that the name on your credit card matches your legal identification to avoid any issues with using the card.
What should I do if there is a misspelled name on my credit card?
If there is a misspelled name on your credit card, you should contact your credit card issuer immediately to request a replacement card with the correct spelling. This will help avoid any potential issues when using your card for transactions.
Are there any business credit cards that will let you establish credit without using your personal information?
For business credit cards you must have a business credit profile. Without a business profile and a business credit score you cannot get a "business" credit card. What you CAN get is a personally guaranteed credit card for business use. What people often fail to realize that by personally signing for a credit card it is STILL a personal credit card. The only difference is that the bank says "this is a business credit card" and it is to be used for business purchases. Consider building up your business credit profile before applying for a real business credit card (a credit card which allows the business to be its own collateral, not you). A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business. However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are. When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own. Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. If your business is a sole prop., you are not going to get a credit card with only your tax id number. Our business has a credit card with our business name on it, however, it shows up on our personal credit report. If your business is a partnership, your local bank may help you get a credit card using your tax id number. Our local bank here in TN worked with us. Internet offers are no help in this situation. We also found a service that guarantees to help you get business credit cards using a tax id, but they wanted $1,500 for the service. Business Credit is separate from Personal credit - that is important to remember as a small business owner. Many business owners, just like in this question, have bad credit but that is not to be confused with business credit. Just like Equifax reports credibility of an individual the business has a credit reporting agency that reports on its stability as well. The key is to get your business registered with the credit reporting agency so that lenders can feel comfortable issues out loans, credit lines, or extended terms to the business. Bad credit or lack of credit is no longer an obstacle that prevents the small business owner from finding financing or funding their small business. Small business loans are available to those who have incorporated their business, have a corporate tax id and are willing to keep up their business profit and the business credit score.
How can I obtain a credit card for my LLC?
To obtain a credit card for your LLC, you can apply for a business credit card using your LLC's information, such as its tax ID number and financial details. The credit card will be issued in the name of your LLC, separate from your personal finances. It's important to establish good credit history for your LLC to qualify for a business credit card.
What should I do if my credit card has my name misspelled as "Marry" instead of "Mary"?
If your credit card has your name misspelled, you should contact your credit card issuer immediately to request a replacement card with the correct spelling of your name. This will help avoid any potential issues or confusion when using your card.
How can I find out the name of person from the credit card number?
The name is not encoded in the credit card number. You will have to ask the bank (they should not tell you!)
How can I get a guaranteed business loan?
A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business. However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are. When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own. Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo.
