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What else can I help you with?
If original creditor charged off then sold it to a collection agency can they both report the debt where the same debt appears twice on your credit report?
no.This is in violation of The Fair Credit Act and The Fair Debt Collection Act.Report this to the FTC and your state attorney office.then look for a lawyer to sue them.
Can a a credit company file the same account twice on your credit report?
It happens and can be disputed. Call you credit card company or credit agencies.
Can a creditor report the same account every month?
Yes, a creditor can report the same account to credit bureaus every month. This practice is common, as it helps maintain an up-to-date record of the account's status, including payment history and any changes in balance. However, frequent reporting of the same account does not negatively impact your credit score; rather, it reflects ongoing account activity.
If something is disputed and removed from your credit report can a different collection agency re-submit the same account?
yes, unless the original creditor has been disputed.
Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
If your debt with a judgment against you has been sold can the judgment still be on your credit report from the original creditor effecting your credit report twice?
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
If a creditor reports an upaid bill on your credit then sells the account to another creditor can they report the same unpaid bill on your credit?
Yes, they can. But, usually it can be removed by the credit bureau once its proven to be a duplicate entry of the same debt.
If original creditor charged off then sold it to a collection agency can they both report the debt where the same debt appears twice on your credit report?
no.This is in violation of The Fair Credit Act and The Fair Debt Collection Act.Report this to the FTC and your state attorney office.then look for a lawyer to sue them.
Can a a credit company file the same account twice on your credit report?
It happens and can be disputed. Call you credit card company or credit agencies.
How will voluntary repossession of a vehicle affect a persons credit score?
Same as a regular repo. The creditor may still put the repossession on your credit report and it would stay there for up to seven years. Notice the word "may", because it is at the creditor's discretion...
Can a creditor report the same account every month?
Yes, a creditor can report the same account to credit bureaus every month. This practice is common, as it helps maintain an up-to-date record of the account's status, including payment history and any changes in balance. However, frequent reporting of the same account does not negatively impact your credit score; rather, it reflects ongoing account activity.
If something is disputed and removed from your credit report can a different collection agency re-submit the same account?
yes, unless the original creditor has been disputed.
Your credit report has two creditors with the same credit card number?
usually this is because the original lender sold the account to a new lender which takes on the loan/debt, but the paper trail is still left on a persons credit report. If a company goes out of business they also liquidate their assets/accounts to another creditor. It also can be because the person did not pay on the account and it was sold to another creditor or a collection company. The most rare case would be that there is a mistake on a persons credit file and should contact the credit report company.
Should you dispute an entry on your credit report that is listed twice as the same account and same amount but different account numbers if both are listed as individual debt and should be joint?
You should dispute and have this consolidated with the correct information. Not all creditors or people looking at the credit report would notice this was the same account.
Credit Report Agency says account accurate creditor wont provide you with accurate documentation What do you do to get it off your credit report?
Apparently the dispute may not been handled properly. Your next dispute letter should go to both the credit bureau and original creditor at the same time stating damages. There are sample letters available for you in good books but you must understand the dispute process first. Most consumers cause themselves more damage by not understanding the credit challenge process.
Can you apply for the same credit card twice?
NO
Can a collection agency put the same item on your credit report that has already been reported by the original creditor?
Yes. The original creditor more than likely put the item on first, then sold the account to a collection company who after unsuccessfully trying to collect the debt reported the item to the credit bureaus. So to you it was the same account or item but now the debt has transferred to a new company.
