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Accounting

Understand the language of business through the study of financial statements, budgeting, and taxation. Accounting is essential for business transparency and integrity.

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Questions
Q: How do you clear your credit report if your roommate fails to pay a utility bill
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Q: Does your Beacon or FICO score drop while you are in the process of disputing credit report errors
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Q: If a charge off has just come off your credit report can a collection agency or debt collector put it back
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Q: If a company is no longer operating what will happen if you dispute a charge off that is with a collection agency
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Q: Should you pay a charge off that is listed on your credit report
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Q: How can you find addresses or phone numbers for old creditors you find on your credit report so that you can either pay them or dispute them
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Q: Can you get accounts that were transferred to another office or lender removed from your credit report
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Q: What reflects better on your credit report a zero balance on your credit card or buying something once a month and paying it off
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Q: What does 'Transferred Account charged off' mean
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Q: If an account is 90 days past due can making a settlement with the company hurt your credit
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Q: How long until a charge off is removed from your credit report and is it counted from the last activity
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Q: Is it better to have an account removed from your credit report completely or to negotiate for 'Paid As Agreed'
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Q: If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report
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Q: If your name was added to your parent's credit card can you have the account removed from your credit report
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Q: If a collection agency agrees to delete an item from your credit report will the entry from the original credit card company be deleted as well
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Q: If a collection agency is after a small amount of debt and you pay that amount in full how will this payment improve your credit score
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Q: How do you have a 'forgiven' tax lien removed from your credit report
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Q: Is there a way to pay a collection agency a current bill without it being applied to a bill over 10 years old first
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Q: If something is disputed and removed from your credit report can a different collection agency re-submit the same account
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Q: Can credit card companies keep a delinquent account open forever or do they all eventually become charge offs
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Q: How long does it take the credit card company to put an unpaid bill as a charge off
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Q: How can you repair your 510 credit score when you have 2 chargeoffs and 5 accounts in collection
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Q: If a collection account has been removed from credit report will it get effected by the 'last activity date' if a person pays the balance off
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Q: Will collection accounts be taken off your credit report seven years after they appeared
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Q: How do you write a letter of dispute to the original creditor as opposed to the credit bureau
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Q: If you pay off your past due accounts will the negative report remain on your credit and how does that look when you apply for a new account
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Q: Is it true that a creditor must send you a certified letter before placing something on your credit report
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Q: What should one do when a credit card company adversely changes the terms of one's account
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Q: Can you tell when a 30 day delinquent was put on your credit report
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Q: After a charge off is removed from your credit history do you still have to pay the debt
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Q: How do you deal with a collection agency that does not try to collect on the debt
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Q: Can a person open a new account with the same company once a charge off has been dropped from a credit report
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Q: How do you write a letter disputing a judgment on your credit report
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Q: If you have an old credit card debt charged off then someone buys it from the company to what extremes can the company go to collect from you
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Q: What can you do if your credit report shows active accounts that you thought were charged off
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Q: When a charge off has been removed from your credit report because 7 years has passed is the creditor still able to sue for the balance due
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Q: How do you dispute a chargeoff account that the creditor refused to validate
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Q: What can you do if you are prepared to pay all your chargeoffs in full but the agencies aren't willing to delete the record from your credit report
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Q: Is it good to have a credit card account open that you are not using but may use at a later date
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Q: Should you pay off 3-year-old open collection accounts
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Q: How do you find the date of last activity on an account on your credit report
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Q: Is there any way to remove 4-year old late payments from your credit report
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Q: Will a dispute letter renew the date of last activity on a collection debt
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Q: If you and your husband have joint credit card accounts why would nothing come up on a credit report using his SS number only under yours
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Q: Can a creditor and the collection agency who purchases your account from the creditor both report the same debt in separate instances to a CRA
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Q: How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report
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Q: Why aren't utility bills reported to credit agencies if they are paid on time
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Q: How can collection agencies put entries on your credit report if you never 'owed' them or got credit from them in the first place
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Q: If you pay off a judgment against you within 10 days does it still show on your credit report
1 answer
Q: How is your credit score affected if a credit card company closes your account because of inactivity
1 answer
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