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Accounting

Understand the language of business through the study of financial statements, budgeting, and taxation. Accounting is essential for business transparency and integrity.

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Questions
Q: How do you write a credit dispute letter
4 answers
Q: If you challenge them will credit agencies remove items from your credit report just to avoid the cost of the dispute
1 answer
Q: Can a creditor call you at work
2 answers
Q: Is there a time limit on disputing inaccurate credit information
1 answer
Q: What is the most common type of credit reporting agency
1 answer
Q: How do you update your address with credit agencies
1 answer
Q: Does having a joint checking account with someone with bad credit affect your credit
1 answer
Q: Should you let charge-offs stay on your credit report
1 answer
Q: What happens to items on your credit report after seven years
1 answer
Q: If your account is sold to another collector does it stay on your credit report another 7 years
1 answer
Q: How do you correct an error in a letter of dispute sent to a credit agency
1 answer
Q: How do you get paid collection accounts removed from your credit report
2 answers
Q: Can the credit reporting agencies tell you who all your creditors are
1 answer
Q: Can an unpaid overdraft on a checking account be sent to a collection agency and appear on your credit report
1 answer
Q: How and when does a collection account become a chargeoff
1 answer
Q: Is there a time limit for collection of a charge off credit card debt
1 answer
Q: How can you correct credit reports where John Doe Sr's bad debts show up on John Doe Jr's report
1 answer
Q: How long after a payment is made to your credit cards does it take to reflect on your credit report
1 answer
Q: Does checking your credit report cause points from your score to be deducted
1 answer
Q: Does paying a recent charge off that has been transferred to a collection agency help your credit score or should you just leave the debt unpaid and wait out the 7 years
1 answer
Q: How do you go about cleaning up and updating your credit report
1 answer
Q: Can you schedule your payments to credit card companies just slightly ahead of the date each month that they report to credit reporting agencies
1 answer
Q: Do collection agencies have the right to freeze your checking account without going to court for a credit card debt of over 10K on the original credit card
1 answer
Q: How long do unpaid collection accounts remain on your credit report
1 answer
Q: Does a company have the right to try to collect again after putting a 'charge off' on your credit report
1 answer
Q: Can a collection agency attempt to collect on a debt that is almost 10 years old
1 answer
Q: Who do you contact about removing debts from your credit report that are at or have exceeded the seven-year mark
1 answer
Q: How do you get charge offs removed from credit report after 7 years
1 answer
Q: What can you do if a credit card on which you were an authorized user is showing up as a charge off on your credit report
1 answer
Q: Can a collection agency keep renewing the 'date opened' on an open collection account
1 answer
Q: How long does a paid off tax lien stay on your credit report
1 answer
Q: How do you clear your credit report if your roommate fails to pay a utility bill
1 answer
Q: Does your Beacon or FICO score drop while you are in the process of disputing credit report errors
1 answer
Q: If a charge off has just come off your credit report can a collection agency or debt collector put it back
1 answer
Q: If a company is no longer operating what will happen if you dispute a charge off that is with a collection agency
1 answer
Q: Should you pay a charge off that is listed on your credit report
1 answer
Q: How can you find addresses or phone numbers for old creditors you find on your credit report so that you can either pay them or dispute them
1 answer
Q: Can you get accounts that were transferred to another office or lender removed from your credit report
1 answer
Q: What reflects better on your credit report a zero balance on your credit card or buying something once a month and paying it off
1 answer
Q: What does 'Transferred Account charged off' mean
1 answer
Q: If an account is 90 days past due can making a settlement with the company hurt your credit
1 answer
Q: How long until a charge off is removed from your credit report and is it counted from the last activity
1 answer
Q: Is it better to have an account removed from your credit report completely or to negotiate for 'Paid As Agreed'
1 answer
Q: If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report
1 answer
Q: If your name was added to your parent's credit card can you have the account removed from your credit report
1 answer
Q: If a collection agency agrees to delete an item from your credit report will the entry from the original credit card company be deleted as well
1 answer
Q: If a collection agency is after a small amount of debt and you pay that amount in full how will this payment improve your credit score
1 answer
Q: How do you have a 'forgiven' tax lien removed from your credit report
1 answer
Q: Is there a way to pay a collection agency a current bill without it being applied to a bill over 10 years old first
1 answer
Q: If something is disputed and removed from your credit report can a different collection agency re-submit the same account
1 answer
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