If a police officer shows up, then you will most likely be cited for not carrying the required insurance. You should also be responsible for the other partied damage if it was found to be your fault.
What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
you pay out-of-the pocket expenses.
If you have car insurance ,police will never stop you even if you dont have driving license.
Unfortunatey, if you hit a car from behind, it is your fault. Period. Your insurance will pay for damages and the other person's injuries, if any. Hopefully, nobody was seriously injured, but you can expect your insurance to go up!
The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.
If the car that hit you had no insurance, it is the duty of the Traffic and Motor Vehicles Department to penalize the owner. If you are badly injured, only you can be monetarily saved if you possess one Personal Accident Policy on your life along with your Medical Insurance Policy.
The insurance will pay for the car you hit.
Once your insurance has paid, you are responsible for the rest.
Fill out accident report with police. The person's insurance will pay for repairs.
They have to pay for your repairs themselves
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.