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Who is responsible if using another's vehicle whose insurance lapsed?
Wiki User
∙ 13y ago
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Wiki User
∙ 13y ago
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What can a person do to pay for a vehicle damaged in an accident while their insurance was lapsed?
start making payments
Who is responsible if you borrow a car and insure it under your name but you let the insurance lapse?
Firstly, you cannot insure a vehicle that you do not own. Secondly, with the insurance lapsed there is no coverage anyway. I would expect that the other party who you hit will sue both the owner and the driver of the vehicle as both have a degree of liability.
What do you do if you have an accident with a lapsed insurance and the vehicle is totaled?
You pay for the damages out of your pocket. Answer How lapsed? There is a grace period with insurance companies. Call your agent. If it's been more than 2-3 weeks my guess is you are out of luck.
Is there a difference between lapsed and cancelled auto insurance?
Cancellation Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder. Lapsed Insurance Policy When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.
What happens when you missed a payment and your insurance lapsed?
It so happens that you have no insurance
Does homeowners insurance cover theft if your policy lapsed?
No.
What does it mean when your car insurance is inactive?
It means you have no insurance. Either it has lapsed or has been cancelled.
Does the insurance company have to notify motor vehicle if you dont have auto insurance?
That will depend on where you live. In Alberta we have private insurance companies and no it is not a part of our job to notify motor vehicles if your policy is cancelled or lapsed. You do need the pink card to renew your registration though.
How can you get insurance when it has lapsed and you didn't know it?
It really depends on how long your policy has lapsed, but there are insurance companies that will provide you with insurance coverage even with a lapse. Give us a call and we can get you a replacement policy. 847-444-2571, ask for LIZ.
What are the factors that determine the rating of premiums for motor insurance?
If privately owned use or Commercial, if commercial if passenger or goods carrying. Next Type of vehicle & sub model, age of vehicle, CC if pvt owned or GCW if commercial. If vehicle's current insurance has lapsed or active. If someone is buying comprehensive & previous claims history or just mandatory 3rd party insurance.
How do you get money back from lapsed life insurance met life?
how do you get money back from life insurance met
If your drivers license is suspended in Florida for lapsed insurance can you get a licence in another state?
No
