It's federal law that no living man or woman can appear on U.S. coins. It has been custom since the beginning of the minting of coins for the king's images to be on them so the founders who were anti royalists had a tradition of not putting living presidents on coins. This later became law.
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The presidents on dollar bills are dead. (No living president is on any U.S. dollar bill) It's like saying, "Pass me the dried grapes." (Raisins)
Neither are all the presidents on paper money and not all paper money have pictures of presidents. For example Ben Franklin is on the hundred.
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The White House.
McKinney wasn't elected in 1990. He was dead by 1990.