You will have to read the fine print of the bylaws to see how it is handled.
Your governing documents, including board meeting minutes, which may have addressed the phenomenon that attracts squirrels -- such as a bird feeder -- will give you the answer you need.There is no standard for common interest ownership communities: your master insurance policy determines coverage criteria. The insurance industry's standard for your geography may also apply, according to where the mold occurs in the building. Your board and association manager are best equipped to answer your question.
Work with the board to determine whose responsibility is to repair and whose responsibility it is to pay for the repairs. The board will work with the broker who handles the master insurance policy.
no but trying to If a condo owner falls more than 90 days in arrears of association, the right to use common areas can be suspended by the association until such dues are paid.
Yes, in a word. If your water is paid for by the assessments you promised to pay when you purchased your unit, and you do not pay your assessments, then the association can deny you access to services, including water, for which you refuse to pay. Read your governing documents to more fully understand both your responsibility to pay assessments, and the association's duty to collect them, and the lengths to which the association can go to satisfy your debt.
The condo association may file a lien against your condo unit. If you still don't pay the dues you owe, the condo association may sue you to foreclose on your condo.I highly recommend working out a payment plan with the association, if possible.When you don't pay your assessments, essentially you ask your neighbors to pay your bills.
An insurance company covers damage to the property if you bought a Homeowners Insurance Policy. They cannot force you to do anything except to pay for the coverage. A landlord of a house you live in, or a condo association can force you to pick up damaged patio cover because it is unsightly and ruins the look of the Condo. Read the Association Laws.
It often is considered that and often a person's policy on their personal condo will extend to pay up to $500 of the Association's deductible. Could be less than $500 depending on how much the Association's deductible is and how many COA members there are.
Read your governing documents to determine which actions your association can take in order to collect assessments that you owe and do not pay. As well, it's reasonable, for example, that if you don't pay your monthly assessments, and the association pays your electric bill from assessments that are collected, that they can deny electric service to you, since you aren't paying for it.
Your answer depends on h ow the unit is air conditioned. If you own the air conditioner, you pay for it. If the association air conditions the entire building, you pay for it in your assessments.
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
The association must notify you of assessments due, and afford you a payment plan to pay your assessments. Usually, these are monthly payments you make to the association. When you don't pay your assessments, the association may file a lien on your title. What you owe to the association is not related to your mortgage. Your mortgage is a financial relationship that you have with your bank. Your assessments pay for the operation of the community, and you are obligated to pay your assessments. Read your governing documents to determine and understand your financial responsibilities to the association.